Complete the application and receive an amazon voucher for AED 100

Minimum Salary Currencies Features
Mashreq - Happiness Account Mashreq - Happiness Account Minimum Salary: AED 3,000 Currencies: AED Features: Discounts / Vouchers / Offers, Free Cheque Book, Free International Remittance, Online Application, Joining Bonus, Salaam Points
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Joining Offer

Enjoy a joining bonus up to AED 2,000 when you open a Happiness Account & transfer your salary.
Your bonus depends on the monthly salary deposited.

Get rewarded with Salaam Points

Every time you make 5 online or mobile transactions per month,
You will be rewarded with AED 25 worth of Salaam Points which can be redeemed for travel tickets or instantly at our partner outlets and brands.

Complimentary international money transfer

Your Happiness Account allows you the freedom of making international money transfers with no charge. This gives you flexibility worldwide.

Make the most of your Mashreq VISA Debit Card with VISA MENA offers powered by The Entertainer
  • 2 for 1 deals on food, entertainment and shopping 
  • Discounts across 5,000 restaurants 
  • Travel discounts 
Terms & Conditions apply

No minimum balance required
If you transfer your salary of AED 10,000 or more into this account

Open your account instantly
It’s simple to open. All you need is your Emirates ID

You will need

  • A valid Passport
  • A valid Emirates ID
  • And fill in the digital application form
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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