Minimum Salary Currencies Features
RAKBANK Elite RAKBANK Elite Minimum Salary: AED 50,000 Currencies: AED Features: Dedicated Relationship Manager, Premium Account, Wealth management services, Free for life World Credit Card, Exclusive rates on UK & UAE mortgages
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Things To Be Aware Of:
  • Customers with Salary of AED 50K and above
  • Or customers maintain 3 month average balances AED 250K

Reward Features:
As a RAKBANK Elite customer you are also eligible for the premium RAKBANK World Credit Card.

Not only does it offer you exceptional Cashback rewards of upto 10% on Travel, Supermarket and 50% at Cinemas but it also comes with a world of travel benefits, lifestyle privileges and unmatched savings.

Detailed Features:
As a RAKBANK Elite customer, you can now look forward to a personalised banking experience, privileges and benefits reserved for the elite few.
  • A dedicated RAKBANK Elite Relationship Manager for all your banking & Investment needs
  • Preferential exchange rates on US Dollar, Euro & GBP currencies
  • Exclusive RAKBANK Elite Service Centres
  • Dedicated RAKBANK Elite counters across most of our branches
  • Fast Track Processing of all your banking requests
  • Enhanced daily withdrawal limits of AED 30,000 on your RAKBANK Elite Platinum Mastercard® Debit Card

As a RAKBANK Elite customer you are also eligible for the premium RAKBANK World Credit Card. Not only does it offer you exceptional Cashback rewards of upto 10% on Travel, Supermarket and 50% at Cinemas but it also comes with a world of travel benefits, lifestyle privileges and unmatched savings.

Complimentary Golf Offer
Work on perfecting your swing; enjoy complimentary tee-time twice in a month at some of the finest golf courses in Dubai (Address Montgomerie, The Els Club and Arabian Ranches Golf Club), Abu Dhabi (Saadiyat Beach Golf Club) and Ras Al-Khaimah (Al Hamra Golf Club).

Complimentary Valet Service
You can avail up to 2 complimentary standard valet services per month at select locations with Valtran Valet Services simply by presenting your RAKBANK Elite Platinum Mastercard® Debit Card. Any service availed over the complimentary service or VIP valet services availed will be charged and billed to your Account / Credit Card with RAKBANK. Charges at each of the locations may vary and are subject to change without prior notice.

Valtran locations are as follows:
- Dubai- Wafi City, American Hospital, Oasis Centre, Ibn Battuta Mall, Dubai Courts (1 hour only), Business Village (1 hour only), The Beach, Dubai International Airport (1 hour only), Box Park , Dragon Mart 1, La Mer , Mirdif City Centre , Mall of the Emirates, Deira City Centre and City Centre Me’aisem
- Abu Dhabi- Dalma Mall, Khalidiya Mall, Marina Mall, Deerfields Mall, Yas Mall, Ferrari World, Cleveland Clinic and Yas Waterworld
- Sharjah- City Centre Sharjah
- Ajman- City Centre Ajman
- Fujairah- City Centre Fujairah 

Complimentary Airport Lounge 
  • Unlimited, complimentary lounge access to over 25 regional and international lounges across UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, and more
  • Access to business facilities – email internet, phones, fax machines and conference space in some lounges
  • Complimentary refreshments and snack 
Dining Offers
Take advantage of exclusive dining offers at leading restaurants across a wide range of cuisines.

Mastercard Buy1 Get 1 Offers
Hundreds of complimentary offers throughout Middle East & Africa across hotels, fine dining establishments, premium spas, such as:
  • Complimentary coffee when one coffee is purchased
  • Complimentary 60 minute therapeutic massage when one 60 minute therapeutic massage is purchased

Rebonz Online Shopping Privileges
  • Enjoy online shopping privileges such as:
  • AED 350 worth of shopping credits for new members
  • Extra 6% discount when you pay using Platinum Mastercard®.
  • Variety of international brands such as:
Saint Laurent
Alexander McQueen
  • Free international shipping 
My US Premium Shipping discounts
MyUS lets users shop from their favourite U.S.-based merchants, online, to get the best brands and deals. And, they aggregate all of your purchases into one shipment to reduce cost by upto 80% and send to 220 countries around the world. Shop over 100,000 US retailers including Apple, Amazon and Ralph Lauren enjoy benefits such as:
  • A MyUS address to use at checkout with your favourite online stores
  • Complimentary Premium Membership for 1year ($60value)
  • Free account setup ($20value)
  • 25% off shipping for 1 year
  • Free insurance for the first $100 in merchandise value
 Premium Offer
Enjoy a diverse and exclusive range of benefits and privileges put together by RAKBANK and Mastercard®.
  • Offers across outlets in U.A.E ranging from Dining, Fashion, Entertainment, Getaways, Fitness & Spa, Jewellery & Watches and Books to Department Stores.
  • Get access to a collection of over 600 exclusive offers and experiences in 27 destinations, enjoy discounted dining and VIP treatments at world-class hotels, or indulgent shopping experiences.

Travel Insurance
You are provided a host of travel related insurance covers should you purchase your air tickets using your RAKBANK Elite Platinum Debit Card. Your Card offers you the following insurance benefits:
  • Personal Accident Cover
  • Delayed Baggage
  • Travel Delay and Abandonment
Purchase Protection
Your RAKBANK Elite Platinum Debit Card insures you against damage or theft of purchases made by use of the Card. In the event of a covered purchase being stolen or damaged within 30 days of the date of purchase.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
RAKBANK - Current Account
Minimum Balance Required
AED 3,000
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AED 100
Arab Bank Current Account
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AED 3,000
Mashreq Current Account
Minimum Balance Required
AED 3,000