Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Emirates Islamic - Home Finance Emirates Islamic - Home Finance Minimum Salary: AED 15,000 Salary Transfer: Yes Early Settlement Fees: Yes Maximum Term: 25 Years Flat Rate: 1.74 Reducing Rate: 3.99
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This Ramadan, Emirates Islamic brings you one step closer to the house of your dreams. No matter what your home finance requirement may be, Emirates Islamic Home Finance solutions have you covered.

Get your dream home with rates starting from 3.99% p.a.*

  • Home Finance profit rates starting from 3.99% p.a. fixed for up to 5 years.*
  • Variable profit rates starting from 3 Months EIBOR + 1.74% p.a.
  • Processing fees of 0.5% on finance amount for ready properties.**
  • Easy documentation and quick approvals.
  • Low rates on Life Takaful.
  • FTV is 80% of the property value for expats and 85% for UAE Nationals

Terms and conditions apply
Offer valid till 31 May 2024.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual profit rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual profit rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different profit rates and fee structures.
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