Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
NBQ - Baytt Al Tayseer to UAE Nationals NBQ - Baytt Al Tayseer to UAE Nationals Minimum Salary: AED 15,000 Salary Transfer: Yes Early Settlement Fees: Yes Maximum Term: 20 Years Flat Rate: - Reducing Rate: -
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Baytt Al Tayseer offered at NBQ Islamic Banking Unit is based on Commodity Murabaha construct and is approved by Bank's Shari'ah Board.

NBQ Islamic Banking Unit offers Baytt Al Tayseer Housing Finance without Mortgage to UAE Nationals to enable them to meet estimated cost of construction / renovation / outright purchase of property / repay their existing liabilities with conventional / Islamic Banks with competitive profit rate, easy documentation and simplified processes.
  • For UAE Nationals with Salary Transfer up to AED 5 Million
  • Competitive profit rate
  • Repayment period up to 180 months*
  • Free ATM Card
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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