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Compare Personal Loans
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Compare Personal Loans
We found 69 personal loans for you.
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Cash Back
Credit Card
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Free Cheque Book
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Insurance
Introductory Offers
Islamic Finance
No Salary Transfer
Phone Banking
Salary Transfer
Bank Reset
Abu Dhabi Commercial Bank
Abu Dhabi Islamic Bank
Ajman Bank
Al Hilal Bank
Al Wifaq
Arab Bank
CBD Attijari Al Islami
Citibank
Commercial Bank International
Commercial Bank of Dubai
Dubai Islamic Bank
Dunia Finance
Emirates Islamic
Emirates NBD
Finance House
First Abu Dhabi Bank
Mashreq Bank
Mawarid Finance
National Bank of Fujairah
National Bank of Fujairah Islamic
Noor Bank
RAKBANK
Samba
Sharjah Islamic Bank
Standard Chartered Bank
United Arab Bank
al khaliji
simplylife from ADCB
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*Calculations are based on flat rates

Emirates Islamic - Personal Finance

Product of the Month
AED 8,000
Minimum Salary
AED 2,257
Monthly Payment
3.99%
Flat Rate
No
Salary Transfer

On Emirates Islamic's Secure Website

Features:

Islamic Finance, No Salary Transfer, Free Credit/Debit Card, Insurance

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RAKBANK - Personal Loan

AED 5,000
Minimum Salary
AED 2,251
Monthly Payment
3.85%
Flat Rate
Yes
Salary Transfer

Features:

Islamic Finance, Salary Transfer

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FAB - Personal Loans for Expats

AED 7,000
Minimum Salary
AED 2,303
Monthly Payment
4.99%
Flat Rate
Yes
Salary Transfer

Features:

Insurance, Salary Transfer

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FAB - New to Country Loans / New to Employment Loans

AED 10,000
Minimum Salary
AED 2,174
Monthly Payment
2.09%
Flat Rate
Yes
Salary Transfer

Features:

Insurance, Salary Transfer

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Emirates NBD - Salary Transfer Personal Loans for Expatriates

AED 5,000
Minimum Salary
AED 2,203
Monthly Payment
2.77%
Flat Rate
Yes
Salary Transfer

Features:

Free Bank Account, Salary Transfer

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ADIB - Personal Finance for Expats

AED 8,000
Minimum Salary
AED 2,251
Monthly Payment
3.85%
Flat Rate
Yes
Salary Transfer

Features:

Islamic Finance, Salary Transfer

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Citibank - Personal Instalment Loan

AED 8,000
Minimum Salary
AED 0
Monthly Payment
-
Flat Rate
No
Salary Transfer

Features:

No Salary Transfer

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Citibank - Salary Transfer Loan

AED 8,000
Minimum Salary
AED 2,246
Monthly Payment
3.73%
Flat Rate
Yes
Salary Transfer

Features:

Salary Transfer

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Commercial Bank of Dubai - Personal Loan

AED 8,000
Minimum Salary
AED 2,220
Monthly Payment
3.14%
Flat Rate
Yes
Salary Transfer

Features:

Insurance

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Noor Bank Personal Finance

AED 8,000
Minimum Salary
AED 2,228
Monthly Payment
3.33%
Flat Rate
Yes
Salary Transfer

Features:

Islamic Finance, Introductory Offers, Credit Card

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Got a question?
Yes, certain banks do allow you to transfer an existing loan to another provider that charges a lower rate of interest.
Some loan providers may provide insurance cover on your loan. If not, we advise that you take out your own insurance to cover you in the event of being unable to repay your loan due to loss of job, illness or death.
If you wish to extend your personal loan, contact your loan provider. They may be happy to extend your current loan or you may be able to refinance which means you buy out your loan by another bank.
This will depend on your chosen loan provider but in most cases, you will need to show:
  • Salary Transfer Certificate
  • Copy of valid passport
  • Proof of UAE residency status
  • Three months of bank statements that reflect regular salary credits
Rates on personal loans can be calculated in two ways - as a reducing rate or as a flat rate. With a flat rate, the rate is calculated on the entire principal amount of a loan (the full, original amount borrowed) whereas with a reducing interest rate, interest is charged only on the outstanding amount of the loan on a periodic basis. Flat interest rates are normally lower than the reducing balance rate and therefore considered misleading. When it comes to comparing loans, the best way to compare their true cost is to convert everything into the Reducing Interest Rate equivalent (click here for more information)
This relates to the fee applicable if you decide to pay off your loan early. If, for example, you take a personal loan for three years but expect to be in a position to pay if off before then, any early settlement fee becomes an important factor in choosing your loan provider. The UAE Central Bank caps the early repayment fee at 1% of the outstanding loan amount.
  • Amount required – UAE banks have a maximum loan amount they will provide you so decide how much you want to borrow and then compare those banks whose maximum loan amounts exceed this. There is a maximum loan amount determined by whether you are a UAE national or an expat
  • Minimum salary requirement – UAE banks normally impose a minimum salary required to take out a personal loan so select a provider from those whose minimum salary requirement is less or the same as your salary
  • Interest rates – do flat or reducing interest rates apply? See below for details of how these differ
  • Fees – consider all fees applicable such as arrangement fees and early settlement fees
  • Other benefits – does the bank provide options for a payment holiday
You can use a personal loan for any number of reasons. They are often taken out to cover the costs of travel, a marriage or home improvements. As the name suggests, a personal loan can be used for any personal purpose.
Compare, compare, compare! Use our smart comparison tools to choose the best personal loan for you.