Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Citibank - Salary Transfer Loan Citibank - Salary Transfer Loan Minimum Salary: AED 10,000 Salary Transfer: Yes Islamic Finance: No Maximum Term: 4 Years Flat Rate: 3.7% Reducing Rate: 6.99%
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Apply for a Citi Personal Loan and pay 0% processing fees
Features  

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  • Competitive rates as low as 6.99%
Dream big

  • High Loan Amounts up to AED 500,000 (or up to 20X your salary)
Cash on your terms

  • Flexible repayment periods between 6 to 48 months
Loan Eligibility

  • Age: At least 21 years old
  • Citizenship: UAE Nationals and Residents only
  • Minimum salary: AED 10,000 monthly
Required Documentation
  • Salary transfer letter
  • Last three months bank statements (with salary transfer)
  • Passport copy / Emirates ID Copy
  • 6 months on the job or confirmed salaried employment



Additional Information


** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
Emirates Islamic - Personal Finance for Expatriates
Minimum Salary
AED 15000
Flat Rate
3.99%
CBD Absher Personal Finance
Minimum Salary
AED 8000
Flat Rate
2.45%