Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Emirates NBD - Debt Consolidation Emirates NBD - Debt Consolidation Minimum Salary: AED 8,000 Salary Transfer: No Islamic Finance: No Maximum Term: 4 Years Flat Rate: 4.44% Reducing Rate: 7.99%
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Save on your monthly payments with Emirates NBD Debt Consolidation facility and spend on what makes you happy. Now, make all your loan and credit card payments through one simple, yet effective solution. It's time to eliminate all your hassles as you cut down on your monthly payments. assuming 2 years' remaining payments on existing loans and a 4-year Debt Consolidation facility. 
  How Debt Consolidation Loan makes your life easy:
Interest rate is based on reducing balance per annum and varies every 6 months linked to 6 months plus fixed margin
  • Consolidate all your existing debts, even from other banks in just one manageable payment plan
  • Reduce multiple payments into a convenient single monthly payment
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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