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Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Mashreq Bank - Personal Loan for Emiratis Mashreq Bank - Personal Loan for Emiratis Minimum Salary: AED 10,000 Salary Transfer: No Islamic Finance: Yes Maximum Term: 4 Years Flat Rate: 2.63% Reducing Rate: 6.25%
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Need extra cash to furnish your home, take your dream vacation, give the best education to your children or start a new business? No matter what your need is, apply for a Mashreq Personal Loan to make your dream come true! 
Our Personal Loans for Emiratis offer high loan limits at attractive interest rates and cater to the financial needs of a wide range of UAE professionals at convenient repayment options.
  • High loan amounts of up to 20 salary multiples, max AED 5 million
  • Deferred payment period of up to 120 days
  • Competitive interest rates
  • Comfortable repayment loan tenure of up to 48 months and for Armed forces tenor up to 60 months
  • Exciting bundled offers available with extra benefits
  • Simple documentation and quick processing
  • Top-up facility available for existing loan customers
  • Islamic finance option is available
Documents Required
  • Valid Passport Copy
  • Valid Emirates ID
  • Salary Transfer Letter from employer as per Mashreq format or Salary certificate for Government / Semi-Government
  • Last 3 months bank statement with salary credits / UAEFTS customer’s consent for bank statement
  • Minimum monthly salary of AED 10,000
  • Salary needs to be transferred to Mashreq
  • Employer needs to be part of the approved list of companies with Mashreq
  • The loan installment along with the overall regular monthly installments should not exceed 50% of the monthly salary
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
CBD Absher Personal Finance
Minimum Salary
AED 8000
Flat Rate