Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
FAB - Personal Loan offer for UAE Nationals FAB - Personal Loan offer for UAE Nationals Minimum Salary: AED 7,000 Salary Transfer: Yes Islamic Finance: No Maximum Term: 4 Years Flat Rate: 2.76% Reducing Rate: 3.99%
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  • Chance to win a Nissan Patrol – one entry with each additional AED 1000 borrowed (until 31 August 2020)
  • Personal loans up to AED 5 million for UAE nationals
  • 50% off the processing Fee
  • First instalment deferred for up to 90 days
  • Click here for terms and conditions for the Nissan Patrol draw

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
Emirates Islamic - Personal Finance for Expatriates
Minimum Salary
AED 15000
Flat Rate
3.99%
CBD Absher Personal Finance
Minimum Salary
AED 8000
Flat Rate
2.45%
Citibank - Personal Instalment Loan
Minimum Salary
AED 8000
Flat Rate
-