ADNIC Shifa Bronze
- Annual medical limit
- Inpatient treatment
- Outpatient treatment
- Network dependent
Medical insurance · UAE
ADNIC Medical Insurance in UAE
Compare ADNIC medical insurance plans in the UAE with four Shifa coverage levels ranging from UAE-only protection to worldwide coverage.
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Aug 2026تحديث الأسعار
نظرة عامة
About ADNIC Medical Insurance
ADNIC Shifa individual medical insurance is structured into Bronze, Silver, Gold and Platinum tiers. The plans provide different annual benefit limits and geographical coverage, with optional dental and vision benefits on selected plans.
- 4Shifa plans
- AED 5MMaximum annual limit
- WorldwideTop geographical cover
Why choose ADNIC medical insurance
Four Shifa tiers
Choose Bronze, Silver, Gold or Platinum to match the level of cover you need.
Annual limits up to AED 5 million
Limits range from AED 250,000 on Bronze to AED 5,000,000 on Platinum.
Cover from UAE-only to worldwide
Bronze covers the UAE, Silver and Gold extend further abroad, and Platinum offers worldwide cover.
Optional dental and vision
Add routine and major dental care and vision care as optional benefits on eligible Shifa plans.
دليل الأسعار
ADNIC Medical Insurance Plans & Coverage
Compare annual coverage limits and available plans.
| الموديل | سعر المعرض | القيمة المؤمّنة | القسط من |
|---|---|---|---|
| ADNIC Shifa Bronze | AED 250,000 | ||
| ADNIC Shifa Silver | AED 500,000 | ||
| ADNIC Shifa Gold | AED 2,000,000 | ||
| ADNIC Shifa Platinum | AED 5,000,000 |
Prices are indicative and may require an individual quote. Annual limits and benefits vary by plan and applicable UAE regulations.
مستويات التغطية
Compare ADNIC Medical Insurance Plans
Understand the differences between available coverage levels.
ADNIC Shifa Silver
- Annual medical limit
- Inpatient treatment
- Outpatient treatment
- Network dependent
ADNIC Shifa Gold
- Annual medical limit
- Inpatient treatment
- Outpatient treatment
- Network dependent
ADNIC Shifa Platinum
- Annual medical limit
- Inpatient treatment
- Outpatient treatment
- Network dependent
What ADNIC Medical Insurance Covers
Inpatient treatment
Eligible hospital treatment according to the selected plan and network.
Outpatient treatment
Eligible consultations, diagnostics and treatment according to the plan benefits.
Emergency care
Emergency treatment is covered according to the policy terms and applicable network rules.
Maternity and other benefits
Maternity and additional benefits depend on the selected plan, limits and applicable regulations.
Popular Medical Insurance Benefits
Maternity
Available on eligible plans subject to waiting periods and benefit limits.
Dental
Dental benefits may be included or available as an option depending on the plan.
Optical
Optical benefits may be included or available as an option depending on the plan.
Telehealth
Digital doctor consultations are available on selected provider plans.
كيف تعمل
How to Buy or Renew ADNIC Medical Insurance
- 1
Enter your details
Provide your personal information, emirate and other details required for medical insurance pricing.
- 2
Choose your coverage
Select the plan and coverage level that fits your healthcare needs.
- 3
Review the benefits
Compare the annual limit, network, benefits and exclusions before proceeding.
- 4
Complete your application
Submit the required documents and complete the purchase or renewal process.
كيف تعمل
How to Make a ADNIC Medical Insurance Claim
- 1
Receive medical treatment
Visit an eligible healthcare provider according to your plan and network.
- 2
Use direct billing where available
Eligible network providers can submit covered treatment directly to the insurer or TPA.
- 3
Submit reimbursement documents
For eligible reimbursement claims, submit the required medical and payment documents.
- 4
Track your claim
Follow the claim status through the insurer's approved digital or customer-service channels.
Documents Required for ADNIC Medical Insurance
Passport
Valid passport of the applicant and insured members.
UAE visa
Valid UAE residency visa or eligible entry permit where required.
Emirates ID
Valid Emirates ID where applicable.
Medical application form
Completed medical insurance application and declaration forms where required.
ADNIC Medical Insurance FAQs
ADNIC offers four Shifa individual medical insurance tiers: Bronze, Silver, Gold and Platinum.
ADNIC publishes annual limits of AED 250,000 for Bronze, AED 500,000 for Silver, AED 2,000,000 for Gold and AED 5,000,000 for Platinum.
Yes. Shifa Platinum offers worldwide coverage. Gold provides worldwide coverage excluding the USA and Canada, Silver excludes the USA, Canada and Europe, while Bronze provides UAE-only coverage.
Yes. ADNIC states that routine and major dental care and vision care can be selected as optional benefits on eligible Shifa plans.
أدلة
Medical Insurance Guides
How to choose medical insurance in the UAE
Understand annual limits, networks, deductibles and benefits before buying health insurance.
اقرأ الدليل →What does medical insurance cover in the UAE?
Learn how inpatient, outpatient, emergency and additional benefits work.
اقرأ الدليل →Medical insurance documents in the UAE
A practical guide to the documents normally required when applying for health insurance.
اقرأ الدليل →
Ready to find ADNIC medical insurance?
Compare medical insurance options and choose the coverage that fits your needs.