ADNIC Shifa Bronze
- Annual medical limit
- Inpatient treatment
- Outpatient treatment
- Network dependent
Compare ADNIC medical insurance plans in the UAE with four Shifa coverage levels ranging from UAE-only protection to worldwide coverage.
Choose Bronze, Silver, Gold or Platinum to match the level of cover you need.
Limits range from AED 250,000 on Bronze to AED 5,000,000 on Platinum.
Bronze covers the UAE, Silver and Gold extend further abroad, and Platinum offers worldwide cover.
Add routine and major dental care and vision care as optional benefits on eligible Shifa plans.
Eligible hospital treatment according to the selected plan and network.
Eligible consultations, diagnostics and treatment according to the plan benefits.
Emergency treatment is covered according to the policy terms and applicable network rules.
Maternity and additional benefits depend on the selected plan, limits and applicable regulations.
Available on eligible plans subject to waiting periods and benefit limits.
Dental benefits may be included or available as an option depending on the plan.
Optical benefits may be included or available as an option depending on the plan.
Digital doctor consultations are available on selected provider plans.
Valid passport of the applicant and insured members.
Valid UAE residency visa or eligible entry permit where required.
Valid Emirates ID where applicable.
Completed medical insurance application and declaration forms where required.
Compare medical insurance options and choose the coverage that fits your needs.
ADNIC Shifa individual medical insurance is structured into Bronze, Silver, Gold and Platinum tiers. The plans provide different annual benefit limits and geographical coverage, with optional dental and vision benefits on selected plans.
Compare annual coverage limits and available plans.
| Model | Ex-showroom price | Insured value (IDV) | Premium from |
|---|---|---|---|
| ADNIC Shifa Bronze | AED 250,000 | ||
| ADNIC Shifa Silver | AED 500,000 | ||
| ADNIC Shifa Gold | AED 2,000,000 | ||
| ADNIC Shifa Platinum | AED 5,000,000 |
Prices are indicative and may require an individual quote. Annual limits and benefits vary by plan and applicable UAE regulations.
Understand the differences between available coverage levels.
Provide your personal information, emirate and other details required for medical insurance pricing.
Select the plan and coverage level that fits your healthcare needs.
Compare the annual limit, network, benefits and exclusions before proceeding.
Submit the required documents and complete the purchase or renewal process.
Visit an eligible healthcare provider according to your plan and network.
Eligible network providers can submit covered treatment directly to the insurer or TPA.
For eligible reimbursement claims, submit the required medical and payment documents.
Follow the claim status through the insurer's approved digital or customer-service channels.
Understand annual limits, networks, deductibles and benefits before buying health insurance.
Read guide →Learn how inpatient, outpatient, emergency and additional benefits work.
Read guide →A practical guide to the documents normally required when applying for health insurance.
Read guide →