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YallaCompare.com is the leading finance comparison site in Abu Dhabi, Dubai, and the Middle East. YallaCompare, United Arab Emirates (UAE)

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International Health Insurance in the UAE (IPMI)

International health insurance solutions tailored to your needs. Build a worldwide medical plan for you and your family from leading international insurers, with up to 50 cover combinations.

What Does International Private Medical Insurance (IPMI) Cover?

Flexible 
Health Insurance Combinations

Flexible Health Insurance Combinations

Create up to 50 combinations

IPMI offers various modules, coverage levels and customisation options to tailor the perfect plan for you.
 Worldwide 
Medical Coverage

Worldwide Medical Coverage

Choose from 2 coverage areas

Get coverage anywhere in the world or everywhere except the USA.
Multiple 
Co-insurance Options

Multiple Co-insurance Options

Lower your premium with 2 co-insurance options

Apply co-insurance to general practitioner & specialist consultation or on all outpatient benefits.
Family Discounts

Family Discounts

Save up to 15% on annual premiums

Whether you are a couple, a family with kids or an extended family, enjoy discounts for 2 or more insured members.
Convenient Direct Billing Services

Convenient Direct Billing Services

Select from 3 types of outpatient direct billing networks

Choose the medical network that best suits your needs for cashless billing services.
Comprehensive Telehealth Services

Comprehensive Telehealth Services

Select from a wide range of telehealth services for remote medical consultations

Access healthcare from the comfort of your home.

Who Needs International Health Insurance?

Expats Who Want Treatment in Their Home Country

Expats Who Want Treatment in Their Home Country

Get care in the UAE and back home, not only in the UAE.

Frequent Travellers

Frequent Travellers

Stay covered on business trips and holidays, worldwide or worldwide excluding the USA.

Families

Families

Cover your spouse, children and extended family on one plan and save with family discounts. To protect your family’s income too, compare life insurance.

Professionals Who May Relocate

Professionals Who May Relocate

International cover can move with you if you change country, so you do not lose your health history.

International Health Insurance vs Local UAE Health Insurance

Local UAE Health Insurance

  • Coverage area

    Mainly the UAE

  • Choice of hospitals

    Insurer network in the UAE

  • Plan design

    Fixed plans

  • Best for

    Meeting visa requirements at the lowest cost

International Health Insurance (IPMI)

  • Coverage area

    Worldwide or worldwide excl. USA

  • Choice of hospitals

    UAE + international providers

  • Plan design

    Modules (inpatient, outpatient, dental, maternity), up to 50 combinations

  • Best for

    Expats, families and travellers who want treatment outside the UAE

How to Get an International Health Insurance Quote in 3 Steps

Choose Your Coverage Area

Choose Your Coverage Area

Worldwide, or worldwide excluding the USA.

Build Your Plan

Build Your Plan

Select one level of cover for each module – inpatient, outpatient, dental and maternity – and add co-insurance to lower your premium.

Get Your Quote

Get Your Quote

Add your family members and get your quote online, or talk to a licensed advisor on +971 45 622 100.

International Health Insurance FAQs

What does international private health insurance cover?

International private health insurance provides comprehensive coverage such as hospitalisation, outpatient care, emergency assistance, and dental and optical care. With global medical coverage, you have access to top-quality healthcare providers and facilities worldwide, ensuring peace of mind wherever you are.

What are the benefits of international private medical insurance?

This product provides flexible combinations of coverage, worldwide medical coverage options, multiple co-insurance options to lower premiums, family discounts, and convenient direct billing networks.

Do I need international health insurance if I already have health insurance through my employer?

Yes, international health insurance is essential for those who travel or live abroad. Your current coverage may have lower limits or may not extend outside the UAE. However, international health insurance ensures you have access to healthcare wherever you are.

How do I choose the right plan for me?

We offer various modules and customisation options to help create a plan that fits your needs. You must select one level of cover for each module: Inpatient, Outpatient, Dental and Maternity for women aged 19-45. With up to 50 combinations, you can easily create the perfect plan for you.

Can I get coverage for my family?

Yes, this product offers family discounts, allowing coverage for spouses, children, and extended family members with up to 10% off on annual premiums. We ensure that your loved ones are protected with comprehensive and flexible coverage options.

How do I receive the policy?

IPMI stands for International Private Medical Insurance. It is health insurance that covers you in more than one country – for example in the UAE, in your home country and worldwide – instead of only in the UAE.

When does my coverage begin?

Local UAE health insurance covers treatment mainly inside the UAE (and is what your visa requires). International health insurance (IPMI) gives you access to hospitals and doctors in other countries, usually with higher limits and more choice of providers. You can choose worldwide cover or worldwide excluding the USA.

What does IPMI stand for in insurance?

IPMI stands for International Private Medical Insurance. It is health insurance that covers you in more than one country – for example in the UAE, in your home country and worldwide – instead of only in the UAE.

What is the difference between international health insurance and local UAE health insurance?

Local UAE health insurance covers treatment mainly inside the UAE (and is what your visa requires). International health insurance (IPMI) gives you access to hospitals and doctors in other countries, usually with higher limits and more choice of providers. You can choose worldwide cover or worldwide excluding the USA.

Is international health insurance the same as travel insurance?

No. Travel insurance covers emergencies on a single trip or for a short period. International health insurance is an annual policy that covers planned and ongoing treatment, outpatient care, dental and maternity, wherever you choose to be treated within your coverage area. For short trips, see travel insurance.

How much does international health insurance cost in the UAE?

The price depends on your age, the coverage area (worldwide or worldwide excluding the USA), the modules you choose (inpatient, outpatient, dental, maternity) and any co-insurance.

Which is the best international health insurance in the UAE?

The best plan is the one that covers the countries where you want treatment, your family members and your budget. YallaCompare helps you build and compare plans from international insurers such as APRIL International, Allianz and Hayah, with up to 50 cover combinations.

Is maternity covered by international health insurance?

Maternity can be added as a module for women aged 19–45.

Our International Health Insurance Partners

Provider

Hayah Insurance

Provider

APRIL International

Provider

Allianz

IPMI Policy Documents

Benefits Schedule

Benefits Schedule

Read more
Brochure

Brochure

Read more
Network List

Network List

Read more
Terms and Conditions

Terms and Conditions

Read more

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