Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
The American Express - Gold Credit Card The American Express - Gold Credit Card Minimum Salary: BHD 1,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: BHD 35 Rate: 2.3%
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  • Salaried employees require a minimum salary of BD 1,000 per month to be eligible for this card. 
  • Self-employed individuals require a minimum salary of BD 2,000 per month to be eligible for this card.
  • The annual fee applicable on this card is BD 35 plus BD 10 annual fee for enrolment into the Membership Rewards Loyalty Programme.
  • Redeem Membership Rewards Points for Emirates Skyward Miles and Gulf Air Falcon Flyer and more
  • Exclusive world-wide offers on travel, leisure, dining and premium shopping
  • Access to Airport Lounges across the Middle East
  • Complimentary Travel Accident and Inconvenience Insurance
  • Complimentary Retail Protection Insurance
  • Worldwide Customer Care and Emergency Card Replacement
  • Access to account details, statements, balance and services online and on Mobile
Fees & Charges:
  • Enjoy up to 56 days of interest free credit. After that, it's just 2.99% per month.
  • The foreign currency rate applicable on overseas transactions is 2.80%
Representative Example:

If you spend BHD 1,200 at a purchase interest rate of 27.6% (variable) your representative APR will be 27.6% (variable).


** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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SCB Visa Classic Credit Card
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BHD 300