Medical insurance · UAE

Daman Medical Insurance in UAE

Compare Daman medical insurance plans in the UAE and find health coverage for eligible individuals, families and residents.

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1UAE insurers compared
Aug 2026Prices updated
Overview

About Daman Medical Insurance

Daman is a major UAE health insurer offering medical insurance products with different benefit limits, networks and eligibility rules. Its Flexi Health Insurance plan is designed for eligible Abu Dhabi visa holders and their dependants.

  • AED 150,000Flexi annual limit
  • AED 750Standard Flexi premium
  • Included subject to limitsMaternity

Why choose Daman medical insurance

Flexi Health for Abu Dhabi visa holders

Flexi Health for Abu Dhabi visa holders

Designed for eligible Abu Dhabi visa holders, investors and their family members and dependants.

AED 150,000 annual limit

AED 150,000 annual limit

Flexi Health provides an annual benefit limit of AED 150,000 per person, with a standard premium of AED 750.

Inpatient and outpatient care

Inpatient and outpatient care

Network hospitals provide inpatient and emergency treatment, with GP and outpatient care at designated clinics.

Maternity included

Maternity included

Maternity is covered up to AED 7,000 for normal delivery and AED 10,000 for Caesarean section.

Price guide

Daman Medical Insurance Plans & Coverage

Compare annual coverage limits and available plans.

ModelEx-showroom priceInsured value (IDV)Premium from
Daman Flexi HealthAED 150,000
Daman Care BronzeAED 250,000

Prices are indicative and may require an individual quote. Annual limits and benefits vary by plan and applicable UAE regulations.

Cover levels

Compare Daman Medical Insurance Plans

Understand the differences between available coverage levels.

Daman Flexi Health

  • Annual medical limit
  • Inpatient treatment
  • Outpatient treatment
  • Network dependent

Daman Care Bronze

  • Annual medical limit
  • Inpatient treatment
  • Outpatient treatment
  • Network dependent

What Daman Medical Insurance Covers

Inpatient treatment

Inpatient treatment

Eligible hospital treatment according to the selected plan and network.

Outpatient treatment

Outpatient treatment

Eligible consultations, diagnostics and treatment according to the plan benefits.

Emergency care

Emergency care

Emergency treatment is covered according to the policy terms and applicable network rules.

Maternity and other benefits

Maternity and other benefits

Maternity and additional benefits depend on the selected plan, limits and applicable regulations.

Popular Medical Insurance Benefits

Maternity

Maternity

Available on eligible plans subject to waiting periods and benefit limits.

Dental

Dental

Dental benefits may be included or available as an option depending on the plan.

Optical

Optical

Optical benefits may be included or available as an option depending on the plan.

Telehealth

Telehealth

Digital doctor consultations are available on selected provider plans.

How it works

How to Buy or Renew Daman Medical Insurance

  1. 1

    Enter your details

    Provide your personal information, emirate and other details required for medical insurance pricing.

  2. 2

    Choose your coverage

    Select the plan and coverage level that fits your healthcare needs.

  3. 3

    Review the benefits

    Compare the annual limit, network, benefits and exclusions before proceeding.

  4. 4

    Complete your application

    Submit the required documents and complete the purchase or renewal process.

How it works

How to Make a Daman Medical Insurance Claim

  1. 1

    Receive medical treatment

    Visit an eligible healthcare provider according to your plan and network.

  2. 2

    Use direct billing where available

    Eligible network providers can submit covered treatment directly to the insurer or TPA.

  3. 3

    Submit reimbursement documents

    For eligible reimbursement claims, submit the required medical and payment documents.

  4. 4

    Track your claim

    Follow the claim status through the insurer's approved digital or customer-service channels.

Documents Required for Daman Medical Insurance

Passport

Passport

Valid passport of the applicant and insured members.

UAE visa

UAE visa

Valid UAE residency visa or eligible entry permit where required.

Emirates ID

Emirates ID

Valid Emirates ID where applicable.

Medical application form

Medical application form

Completed medical insurance application and declaration forms where required.

Daman Medical Insurance FAQs

Who is eligible for Daman Flexi Health Insurance?
Daman's published eligibility information includes eligible Abu Dhabi visa holders such as private-sector expatriates above the applicable salary threshold, investors and eligible family members and dependants.
What is the annual limit of Daman Flexi Health Insurance?
Daman Flexi Health Insurance provides an annual benefit limit of AED 150,000 per person per policy year.
Does Daman Flexi cover inpatient and outpatient treatment?
Yes. Daman states that Flexi covers inpatient and outpatient treatment. Network hospitals provide inpatient and emergency treatment, while outpatient treatment and GP consultations are provided through designated network clinics and primary healthcare centres.
Does Daman Flexi cover maternity?
Yes. Daman's published FAQ states that maternity is covered, with maximum annual benefits of AED 7,000 for normal delivery and AED 10,000 for Caesarean section, complications and medically necessary termination.

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