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'Life insurance made easy in the UAE'

Simple Life insurance plan

Simple Life is one of the easiest and most cost-effective ways to provide financial security to your loved ones.

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AXA offers you Simple Life to better prepare you for unpredictable events. Our cover provides your loved ones with financial support in the unfortunate event of your passing, to sustain their lifestyle without worrying about possible financial burdens.
Simple Life provides coverage* for the following benefits: -Natural Loss of Life- Accidental Loss of Life- Accidental Loss of Life in a Common Carrier
You can choose: Coverage up to AED 3,600,000. Individual coverage for you and your spouse at a discounted premium. Premium payment basis that is convenient for you: monthly or annually.

Simple Life is an insurance plan with easy and smart features that allow you to:

  • Purchase online from our website or from your mobile phone with few clicks
  • Pay the premium on a monthly or annual basis
  • Insure your spouse in the same policy at a discounted premium
  • Freedom and no commitments: you can stop paying your premium whenever you want without any penalty.

Anyone is eligible to sign for Simple Life as long as you are between 18 to 59 years and are a UAE resident.

You can cancel your policy at any time and without incurring any fees:

  • You will get a refund for the remaining months of your policy if you paid the annual premium in advance.
  • You will be covered until the end of the month that you paid for if your policy is paid on monthly basis.
Your domestic helper plays an important part in the well being of your household; and as a sponsor, you are responsible for their welfare and safety.
With AXA’s Sponsor Protect Plan, we ensure that you have our support, the financial security and cover in case your domestic helper absconds, fails their medical screening, or loses their life whilst under your sponsorship.
This plan also includes life insurance for domestic helper, in which we take care of the repatriation processes, so you can get the peace of mind you deserve.

Simple High level of protection with just one plan.

With just one single policy, you get quality covers that protect you in case of the following:
  • Absconding

    if your domestic helper does not return to work during the sponsorship period

  • Failure to Pass Medical Examination

    if your domestic helper fails the mandatory medical tests required for processing of their work and residency permit.

  • Death

    in the unfortunate event your domestic helper passes away whilst under your sponsorship.

AXA will pay for the repatriation of your domestic helper (or their bodily remains) to their home country and manage all the repatriation process on your behalf.

Compensation benefit

AXA will also pay you a lump sum of AED 5,000 in case of death or failure to pass the mandatory medical examination.

Optional death benefit

We also offer you an additional optional cover, whereby in case your domestic helper passes away while under your sponsorship, we pay a lump sum of AED 50,000 to their designated beneficiaries, to ensure their family’s continued welfare. You can get this optional cover for just an added premium of 
AED 100 for a one-year policy term.

Contact us

  • Call 800 AXA (292)
  • Email: Life@axa-gulf.com

Provide copies of

  • Your Emirates ID card
  • Your domestic helper’s passport (main and visa/residency permit page)

Pay the premium and the policy will be issued immediately

Terms and conditions applied.

Hospital cash insurance plan

Hospital Cash is an affordable plan, designed to support you and your loved ones with financial expenses

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In the unfortunate event of hospitalisation (in-patient), AXA Hospital Cash plan complements your existing medical insurance policy

This plan provides you with a daily indemnity benefit which you can use in any manner, as well as a lump sum to cover the medical expenses*, so you can focus only on your recovery.

You will be covered in the following events:

  • Hospital Income due to Accident or Sickness.
  • Accident Medical Expense Reimbursement.
  • Death due to Any Cause (optional).

AXA Hospital Cash plan is one of the easiest and most effective ways to provide you with financial support in the event of hospitalisation.

  • No questionnaire or medical checkup is required.
  • Flexible payments; monthly or annually.
  • Worldwide coverage.
  • Cash indemnity to your beneficiaries in case you pass away due to any cause.
  • Coverage up to AED 350 per day.
  • Individual plan options for you and your spouse.
  • You can insure your spouse at a discounted premium.

You are eligible to sign for this plan as long as you are between 18 to 59 years old and a resident of the United Arab Emirates at the time of policy issuance.

You can cancel your policy at any time without incurring any fees, and also:

  • You will get a refund for the months that you paid for in advance if your policy is paid on an annual basis.
  • You will be covered until the end of the month that you paid for if your policy is paid on a monthly basis.