Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Al Rajhi Bank - Ensan Card Al Rajhi Bank - Ensan Card Minimum Salary: SAR 0 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: SAR 100 Rate: 2.2%
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This card was designed to aid you in charitable work by donating the points you accumulate through purchases directly to the Orphan Care Organization - Enasn.

By carrying and using the Ensan Credit Card, you will bring a smile to the faces of many people who need our help. Bonus points are converted into the equivalent of cash, according to the rules adopted by the Bank and deposited directly in account of the Charity.

Before using your card, you have to transfer the needed amount of money to its account from your current account using Al Mubasher Retail. Once the transferred amount is consumed, you cannot use your cards unless you re-transfer needed money to it again and so forth.
  • Sharia compliant cards and without any commissions or fees for late payment
  • Instant issuance of the card at any of our branches within 30 minutes
  • Secure online shopping, through controlling the card limit
  • Easy condition to get the card for those over the age of 18 years
  • An easy way to make a contribution, continuous, and active in charitable work through the support of orphans through the Charitable Society for Orphans - Ensan
  • “Visa Checkout” The Easier Pay Online Service
Additional Information
Required Documents:
  • Existing bank account with Al Rajhi bank
  • Complete the application form and submit it to your nearest branch
  • A copy of a valid ID (National ID card / Iqama)
  • Approve the Terms & Conditions
Representative Example
If you spend SAR 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.