Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Al Rajhi Bank - Murabaha Platinum Credit Card Al Rajhi Bank - Murabaha Platinum Credit Card Minimum Salary: SAR 0 Salary Transfer: Yes Islamic Finance: No Cashback: No Annual Fee: SAR 474 Rate: 1%
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Are you thinking of getting a fully Sharia-compliant Credit Card having a high limit with a flexible repayment? Al Al Rajhi Bank introduces the Murabaha Platinum Credit Card based on Murabaha finance to offer you the ultimate flexibility and many unique features. Murabaha Platinum credit card is based on giving you fully Sharia-compliant finance, and then deposit the funds in your card account to use it on purchases or cash withdrawals with the lowest profit rate on finance (1% per month).
Issuance Card Requirements:
  • Current Accounts with Al Rajhi Bank
  • Copy of Valid ID (national ID/Iqama)
  • Salary certificate mentioning employments from employee
  • Fill & submit an application form
  • Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuing credit cards
  • 1% Lowest profit rate in the kingdom On the finance related to your card (APR 12%)
  • “MOKAFA’A” program allows you to earn points while purchasing with your card, with various instant redemption options: Domestic Usage: 1 Point per SAR 1 - International Usage: 2 Points per SAR 1 - Welcome Points: 20,000 Points when you spend SAR 15,000 within 3 Months
  • This Card brings you the ultimate convenience as you can enjoy the flexibility of paying as low as 5% of your monthly Card statement and choose to repay balance amount of your purchases in a subsequent month
  • 0% Monthly Installments
  • You can get two additional cards to your immediate family members for free through the nearest branch or call us on 8001241222.
  • Instant Discounts
Additional Information
Luxurious Travel:
Enjoy access, at 25 airport lounges globally though DragonPass. You simply need to present your card to the lounge staff and mention ‘DragonPass’ to avail access.
*Please refer to LoungeKey app or website to find included lounges.
Exclusive perks with “kiwi collection” (The world’s largest and most diverse and curated collection of luxury hotels) including:
  • Automatic room upgrade upon arrival, when available
  • Late check-out upon request, when available
  • $25 USD food or beverage credit
  • Complimentary continental breakfast daily
Type of FeeFee’s Value
Annual primary CardSAR 474
Annual Supplementary Card2 Free cards
Annual Supplementary Cards (more than 3)SAR 190
Monthly Profit Rate1%
Annual Profit Rate12%
Monthly Minimum Payment5% or SAR 100 whichever is higher
Additional fee on International Transactions2.75%
ReplacementSAR 50
Cash WithdrawalSAR 75
Al Rajhi Bank - Al Fursan Card
Minimum Salary
National Commercial Bank - Platinum MasterCard Credit Card
Minimum Salary
SAR 2,500