Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Al Rajhi Bank - SELECTIVE Credit Card Al Rajhi Bank - SELECTIVE Credit Card Minimum Salary: SAR 0 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: SAR 747 Rate: 1%
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Identity, self-esteem, recognition and preferences of ladies customers are the founding principal of our newly launched Selective Credit Card which is uniquely designed for ladies customers. The elite & prestigious Card design reflects the symbol of personality and individuality which is topped with metal plastic to showcase differentiation. The SELECTIVE Card is coupled with unique & unmatched benefits which are tailored and embedded as key features; selectively for a segment and need explicitly. So be it about Fitness & diet, flowers for special occasions, health & medical checkups, car rentals, home redo, quick transportation services or dine out with family/friends/or office colleagues; your uniqueness, identity is selected by us by offering you a ladies only SELECTIVE Credit Card.SELECTIVE Card is a high limit fully Sharia-compliant Credit Card with a flexible repayment. SELECTIVE Credit Card is based on giving you fully Sharia-compliant finance, and then deposit the funds in your card account to use it on purchases or cash withdrawals with the lowest profit rate on finance (1% per month).

Issuance Card Requirements:
  • Current Accounts with Al Rajhi Bank
  • Copy of Valid ID (national ID/Iqama)
  • Salary certificate mentioning employments from employee
  • Fill & submit an application form
  • Should be compliant with Al Rajhi Bank’s and SIMAH’s policies for issuing credit cards
  • 1% Lowest profit rate in the kingdom On the finance related to your card (APR 12%)
  • “MOKAFA’A” program allows you to earn points while purchasing with your card, with various instant redemption options: Domestic Usage: 2 Points per SAR 1 - International Usage: 3 Points per SAR 1 - Welcome Points: 75,000 Points when you spend SAR 25,000 within 3 Months
  • This Card brings you the ultimate convenience as you can enjoy the flexibility of paying as low as 5% of your monthly Card statement and choose to repay balance amount of your purchases in a subsequent month
  • 24/7 global Concierge services that can assist you with your needs to book flights, hotels, car rental, and events tickets etc. through Inside KSA 8008443488 / Outside KSA +97143611234
  • 0% Monthly Installments
  • Instant Discounts
  • New You Medical Center
  • Spring Rose
  • Adama Hospital and Clinics
  • AVIS
  • Diet Center
  • Lusin
  • Uber
  • Almutlaq Furniture
Additional Information
Luxurious Travel:
Enjoy access at over 1000 airport lounges globally though LoungeKey Program. More
Up to 30% discount on a meet and greet at over 500 airports.
Exclusive perks with “kiwi collection” (The world’s largest and most diverse and curated collection of luxury hotels) including:
  • Automatic room upgrade upon arrival, when available
  • Late check-out upon request, when available
  • $25 USD food or beverage credit
  • Complimentary continental breakfast daily
Shop Safely
  • Purchase protection for lost, stolen or damaged goods purchased using SELECTIVE Credit Card.
  • Extended warranty for purchases using your SELECTIVE Credit Card
  • Travel Insurance that includes family members when purchasing tickets using the cards, the insurance covers accidents, medicals and travel issues such as, cancellation or luggage’s lose.
  • Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions
  • 24/7 phone banking services through 920003344
Type of FeeFee’s Value
Annual primary CardSAR 747
Annual Supplementary CardsSAR 300
Monthly Profit Rate1%
Annual Profit Rate12%
Monthly Minimum Payment5% or SAR 100 whichever is higher
Additional fee on International Transactions2.75%
ReplacementSAR 200
Cash WithdrawalSAR 75
Al Rajhi Bank - Al Fursan Card
Minimum Salary
National Commercial Bank - Platinum MasterCard Credit Card
Minimum Salary
SAR 2,500