Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Aljazira Bank - Titanium Credit Card Aljazira Bank - Titanium Credit Card Minimum Salary: SAR 0 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: SAR 200 Rate: 2.2%
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  • Sharia Compliant: this card is designed, as all Bank AlJazira products, in full compliance with sharia regulations and the world acceptance payment systems. 
  • Global Acceptance: MasterCard Titanium credit cards have a global acceptance of over 32 million outlets. 
  • Mokafaaty Program: A reward program that offers customers the ability to choose between two redemption options, redeeming Bank AlJazira credit card reward points to vouchers from participating merchants or as 1% Cashback. Customers are automatically enrolled in the program once the credit card is issued.
  • The earned points can be redeemed with vouchers from participating merchants. With MasterCard Titanium Credit card a world of rewards that has no limits is offered through Mokafaaty Program. 
  • Airport Lounge Access:  Enjoy airport lounge access at selected airport lounges in the Middle East and Africa. No matter how often you travel or which class you travel, all you need to do is present your MasterCard Titanium credit card at the lounge counter. Please click here for details of lounges and associated Terms & Conditions.
  • Priceless Arabia from MasterCard: Enter a world of unequalled opportunities with Priceless Arabia! Access experiences and offers when you travel to the Arabian region and discover a new level of culture and adventure. Visit to access these benefits and more.
  • Fraud Protection: Provides coverage in case your card has unauthorized transactions (whether in his/her possession or not). Fraud protection provided through MasterCard and is subject to MasterCard Insurance terms & conditions. Please click here.
  • Secure Online Shopping: This feature offers security for your online shopping through SecureCode created by MasterCard to make your online shopping safer and to protect your account and information. Once you make an online purchase from a participating merchant, you will be sent a verification code to your registered mobile number, this code must be entered to verify the transaction and complete your purchase. You will get instant SMS with the verification code for every transaction you perform with participated merchants to complete your transaction.
  • PIN Number for All Your Transactions: Completing your transactions using your MasterCard Titanium credit card at the point of sale has become more secure with a new feature provided by Bank AlJazira. You will be asked to select your own Personal Identification Number (PIN) and use it to make transactions on your Card. If you would like to set up or change your PIN, please call +966 9 2000 6666
  • Important Points: To set up or change PIN code for your Credit Card: Register at AlJazira Phone Banking, AlJazira Online or AlJazira SMART
  • Be sure that your Credit Card is activated
  • Free Supplementary Cards: Share with your family members MasterCard Titanium features by issuing an unlimited number of free supplementary cards for members who are 18 years old or more.
  • Emergency Card: Your lost card will be replaced within 48 hours while travelling anywhere around the world. 
  • Emergency Cash: If you are travelling outside your country of residence and your card is lost or stolen, this service enables you to get emergency cash within a few hours for your peace of mind. Emergency encashment up to $2000* please call +966 9 2000 6666
  • You can also call MasterCard for emergency services, for details please click here.
  • *Terms and Conditions Apply
  • Seasonal Offers from BAJ partners: Enjoy special offers and promotions from selected merchants only for MasterCard Titanium cardholders.
  • Flexible Payments: You can choose your payment preference. Minimum payment 5% of the total amount due or 200 S.R (whichever is higher) or full payment.
  • Instant cash withdrawal: You can withdraw up to 30% of the limit from all ATMs around the world.
  • Cash Transfer: Transfer funds from your card account directly to your current account via Bank AlJazira online services.
  • Instant SMS Notification: For more security, an instant SMS will be sent to your registered mobile upon using your credit card in any purchase, cash withdrawal or payment transaction.
  • 24 Hours Customer Service: For more information, please call +966 9 2000 6666 and +966 11 431 7474 from outside Saudi Arabia. 
  • SADAD Service: If you don’t have an account with AlJazira bank, SADAD service allows you to pay the credit card due amount via your account with any local bank.
  • AlJazira Online: We offer you secure access to your accounts wherever you are for your Credit Card services and other Services.
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