Earn 1 Membership Rewards® Point
For every USD 1 you spend on your Card.
Key Benefits:
Membership Rewards Points
- Earn at least 1 Membership Rewards point for every eligible USD you spend on your Card and redeem them without worrying about an expiry date.
Priority Pass for 1300+ Airport Lounges
- Access 1300+ airport lounges regionally and worldwide with our Priority Pass Membership.
Worldwide Acceptance
- Your American Express® Gold Credit Card is accepted at millions of establishments around the world and across Saudi Arabia.
Worldwide Travel Insurance
- Travel Accident Insurance with legal and medical assistance and an additional Travel Inconvenience Insurance.
All Benefits:
Travel:
Keeping you safe even when you’re away from home.
- Get immediate Travel Accident Insurance with legal and medical assistance coverage to ensure your safety around the globe.
Take your American Express® Gold Credit Card wherever you go.
- From everyday purchases to shopping while traveling, your American Express® Gold Credit Card is your ideal partner.
Take a refreshing break at 1300+ Airport Lounges.
- Access 1300+ airport lounges regionally and worldwide with our Priority Pass Membership (your upgraded membership is complimentary).
Lifestyle:
Save more every time you spend with Amex offers.
- Link Amex offers directly to your Card and start saving more on your everyday purchases
Fast cash withdrawals from your nearest ATMs.
- If you are in Saudi Arabia, visit your nearest Saudi Investment Bank, SABB, or Alinma Bank ATM for cash withdrawal. If you’re traveling, just go to any of the 1.2 million ATMs with Express Cash™.
Reward:
Rewards for everlasting freedom.
- A Membership Rewards Program has been crafted with you in mind to simply make sure your every moment is truly great. Every time you use your American Express® Gold Credit Card
Share your Benefits with your loved ones.
- When you share your benefits, you gain MORE benefits! Grant your family members (ages 15 or above) additional Cards (SAR 100*) and receive Membership Rewards points whenever they spend
Enjoy complimentary gift vouchers with your new Card.
- You will receive a welcome booklet with your new American Express® Gold Credit Card including vouchers worth over SAR 1,000 from Saco, Damas, aDawliah, Giordano, Abousafi, and ETRE.
Protection:
Stay protected against fraud.
- Your fraud-proof Card helps you in avoiding any unauthorized charges with Online Fraud Protection Guarantee allowing you to make 100% risk-free purchases. All your purchases are protected for 90 days against theft, loss, or damage
Instant notifications to keep you updated.
- Your Card is protected against any unauthorized or fraudulent attempts.
Additional services:
Keep a check on your account with your fingertips.
- Now you can track your account activity with just a single click. Log in to your account and check your credit limit, balance, statements, outstanding bill amount, your next billing date, and transactions over the past 12 months.
Get your replacement Card without delay.
- Card stolen or lost? Don’t worry! We will send you a Replacement Card as quickly as we can, almost within 5 business days.
Clear your dues at your convenience.
- Pay your due amount in whatever way you prefer: ATMs, via phone, or internet, using Direct Debit, SARIE Bank Transfer, or with the quick and convenient SADAD service.
Features
- Airport lounge access
- Free International WiFi Services
- DINEOUT Program
- Discounts/Vouchers/Offers
- Travel Accident Protection
- Travel Inconvenience Protection
- Emergency Assistance
- Fast Cash through ATM
- Membership Rewards Program
- SELECTS Program (Worldwide offers)
- Online Fraud Protection
- Retail Protection
- Rewards
- Sharia Compliant
- Shopping Discounts
- Supplementary Cards
Offers
- Complimentary gift vouchers for new American Express Cardmembers with the value of SAR 3250 to be used on a wide range of brands like Bose, Saco, Hugo Boss, Versace Collection, Canali, Elegant Man & ETRE
Additional Information
Eligibility & Documentation:
Eligibility Criteria Apply: Have a monthly income of SAR 15,000
Documents and information to have ready:
- Latest 3 Months Bank Statement
- Salary Certificate
Representative Example
This is a sharia compliant Card based on the fixed monthly fee model . Accordingly, we will be charging a Fixed Monthly Service Fee of SAR 450 instead of an interest based commission on outstanding balances not paid in full.
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.