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Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
The American Express - Gold Credit Card The American Express - Gold Credit Card Minimum Salary: SAR 15,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: SAR 400 Rate: 2.75%
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The American Express® Gold Credit Card The Finer Gold Experience

The American Express Gold Credit Card opens the doors to a world of fantastic travel benefits, with Complimentary Airport Lounge Access giving you exclusive access to VIP lounges across the Middle East.

It’s your turn to be rewarded Turn your everyday purchases into Membership Rewards® points, and redeem them for a wide range of incredible rewards.

Membership Rewards® is our way of thanking you for being an American Express Cardmember, offering you exclusive privileges and access to our range of global partners. The more you spend, the more points you earn which you can then redeem for fantastic rewards including air tickets, upgrades, hotel stays, leisure breaks and shopping. For virtually every US$ 1 you spend on your Card, you earn 1 Membership Rewards®point. A luxurious travel experience Regardless of the airlines or class of travel, you can enjoy the following Airport Lounge Access across the Middle East*: • Dilmun Lounge, Bahrain • Cedars Lounge, Beirut, Lebanon • Plaza Premium Lounge, Muscat, Oman • Al Reem Lounge, Terminal 1, Abu Dhabi, UAE • Crown Lounge, Amman, Jordan • Marhaba Lounge, Dubai, U.A.E. (Terminal 1 and 3) • Oryx Lounge, Doha, Qatar • Pearl Lounge, Kuwait • First Class Lounge, Terminal 1, Cairo, Egypt • Exclusive Service Lounge, Terminal 3, Cairo Egypt

Complimentary gift vouchers for new American Express Card members with the value of SAR 2530 to be used on a wide range of brands like Bose, Saco, Hugo Boss, Versace Collection, Canali, Elegant Man & ETRE
Features
  • Airport lounge access
  • Free International WiFi Services
  • DINEOUT Program
  • Discounts/Vouchers/Offers
  • Travel Accident Protection
  • Travel Inconvenience Protection
  • Emergency Assistance
  • Fast Cash through ATM
  • Membership Rewards Program
  • SELECTS Program (Worldwide offers)
  • Online Fraud Protection
  • Retail Protection
  • Rewards
  • Sharia Compliant
  • Shopping Discounts
  • Supplementary Cards
Offers
  • Complimentary gift vouchers for new American Express Cardmembers with the value of SAR 3250 to be used on a wide range of brands like Bose, Saco, Hugo Boss, Versace Collection, Canali, Elegant Man & ETRE
Additional Information
  • The Annual Profit Rate on the American Express Gold Credit Card is 25.56% which may vary based on your approved credit limit
ELIGIBILITY
  • Minimum age 30 years old.
  • Maximum age 40 years old.
  • It is a requirement to transfer your salary to a bank in KSA
Representative Example
This is a sharia compliant Card based on the fixed monthly fee model . Accordingly, we will be charging a Fixed Monthly Service Fee of SAR 450 instead of an interest based commission on outstanding balances not paid in full.
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