Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
The American Express - Gold Credit Card The American Express - Gold Credit Card Minimum Salary: SAR 15,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: SAR 400 Rate: 2.75%
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  • Airport lounge access
  • Free International WiFi Services
  • DINEOUT Program
  • Discounts/Vouchers/Offers
  • Travel Accident Protection
  • Travel Inconvenience Protection
  • Emergency Assistance
  • Fast Cash through ATM
  • Membership Rewards Program
  • SELECTS Program (Worldwide offers)
  • Online Fraud Protection
  • Retail Protection
  • Rewards
  • Sharia Compliant
  • Shopping Discounts
  • Supplementary Cards
  • Complimentary gift vouchers for new American Express Cardmembers with the value of SAR 3250 to be used on a wide range of brands like Bose, Saco, Hugo Boss, Versace Collection, Canali, Elegant Man & ETRE
Additional Information
Eligibility & Documentation:
Eligibility Criteria Apply: Have a monthly income of SAR 15,000
Documents and information to have ready:

  • Latest 3 Months Bank Statement
  • Salary Certificate
Representative Example
This is a sharia compliant Card based on the fixed monthly fee model . Accordingly, we will be charging a Fixed Monthly Service Fee of SAR 450 instead of an interest based commission on outstanding balances not paid in full.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.