Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
The American Express - Platinum Credit Card The American Express - Platinum Credit Card Minimum Salary: SAR 30,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: SAR 900 Rate: 2.75%
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The most distinguished credit Card out there, the American Express® Platinum Credit Card matches your expectations of the finer things in life.

One on one attention As a Platinum Credit Cardmember you get to enjoy premium professional assistance and attention with Platinum Services. Exclusive VIP access Regardless of the airlines or class of travel, you can enjoy the following Airport Lounge Access across the Middle East*: • Dilmun Lounge, Bahrain • Cedars Lounge, Beirut, Lebanon • Plaza Premium Lounge, Muscat, Oman • Al Reem Lounge, Terminal 1, Abu Dhabi, UAE • Petra Lounge, Amman, Jordan • Marhaba Lounge, Dubai, U.A.E. (Terminal 1 and 3) • Oryx Lounge, Doha, Qatar • Pearl Lounge, Kuwait • First Class Lounge, Terminal 1, Cairo, Egypt • Exclusive Service Lounge, Terminal 3, Cairo Egypt

Complimentary gift vouchers for new American Express Card members with the value of SAR 2530 to be used on a wide range of brands like Bose, Saco, Hugo Boss, Versace Collection, Canali, Elegant Man & ETRE

Enjoy 20,000 Membership Rewards welcome points*


2 Membership Rewards points with every AED 4 spent. Redeemable at 14 airlines, 3 hotels partners and on merchandise from leading brands across fashion, electronics and more.

Annual fee waiver with FeeBack* upon spending at least AED 10,000 within the first 3 months.

Complimentary Global Airport Lounge Access with Priority Pass™ for up to 12 visits with a guest.

Comprehensive Retail Insurance for up to AED 5,400 and Travel Accident Insurance for up to AED 1,800,000.

Thousands of local and global offers brought to you by Amex Offers.

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Minimum monthly income: AED 21,250

Annual membership fee: AED 700 (AED 735 inclusive of VAT)

*Welcome points and Platinum Credit Card benefits terms & conditions apply.

  • Platinum Travel Services
  • Airport lounge access
  • DINEOUT Program
  • Discounts/Vouchers/Offers
  • Emergency Assistance
  • Fast Cash through ATM
  • Free International Wi-Fi
  • Membership Rewards Program
  • SELECTS Program (Worldwide offers)
  • Boingo (Free International Wi-Fi Service)
  • Supplementary Cards
  • Retail Protection
  • Online Fraud Protection
  • Rewards
  • Sharia Compliant
  • Shopping Discounts
  • Travel Accident Protection
  • Travel Inconvenience Protection
  • Complimentary gift vouchers for new American Express Cardmembers with the value of SAR 3250 to be used on a wide range of brands like Bose, Saco, Hugo Boss, Versace Collection, Canali, Elegant Man & ETRE
Additional Information
Eligibility & Documentation:
Eligibility Criteria Apply: Have a monthly income of SAR 25,000
Documents and information to have ready:

  • Latest 3 Months Bank Statement
  • Salary Certificate
Representative Example
This is a sharia compliant Card based on the fixed monthly fee model . Accordingly, we will be charging a Fixed Monthly Service Fee of SAR 900/US $240 instead of an interest based commission on outstanding balances not paid in full.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.