Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Banque Saudi Fransi - VISA Signature Banque Saudi Fransi - VISA Signature Minimum Salary: SAR 0 Salary Transfer: Yes Islamic Finance: No Cashback: No Annual Fee: SAR 1,000 Rate: 2.25%
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The BSF Signature VISA Card Credit Card is for those who wish to free themselves of the hassle that comes with travel and purchases of those sensitive products.

Features and Benefits

  • Global acceptance

  • Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide.
    • Jana points on each transaction

  • Redeem the Jana program points for a wide variety of gifts and cash back when redeeming points. All gifts are available in the program's catalog.

    Jana Points for each 100 SAR locally and European Union Purchases100 Points
    Jana points for each 100 SAR Internationally200 Points

    • Supplementary cards for your family members

  • Visa Signature Credit Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family’s spending. Supplementary cards will enjoy the same features and benefits as the primary card.

    • Easy Payment Plan - 0% Profit rate 

    Easy Payment Plan without profit rate (0%) is a program designed for Banque Saudi Fransi credit cardholders to make purchases easier by converting them into equal monthly installment up to 12 months at selected partners.
    • Global airport lounge access

  • Your Visa Signature Credit Card allows you to access over 1,000 international airport lounges. Travel with comfort and joy around the world in more than 300 cities. To know more about the airport lounges subscribed, please visit Visa Middle East website Visa or download the LoungeKey application. Terms and conditions apply.

    You will be eligible for 12 free entry to lounges per calendar year and will renew every year once you meet the criteria of the eligibility conditions.

    You will be eligible for free entry to lounges and will renew every year once you meet the criteria of the eligibility conditions. The conditions are based on the mentioned in the below tables:

    Card TypeIf Cardholder does not spend 1USDIf Cardholder spend 1USD
    Visa Signature1 Free entry for the Cardholder.12 Free entries for the Cardholder.

    The cardholder will be eligible once spend 1USD (3.75 SAR) annually through POS or International E-commerce. Any entries after exceeding the eligibility entry will cost the customer 32USD for one person in one visit. Your free entries will be renewed one every first of January of each year.

    • YQ Meet & Greet Services

  • 20% discount on retail rates at over 450+ destinations globally

    As a Visa Signature cardholder from Banque Saudi Fransi, you can enjoy a special discount for meet and greet service at more than 450 international airports through our partner YQ. YQ is a global network of international airport concierge specialists that provides a personalized and exceptional experience that it deserves.

    Cardholders can book through https://cemea.yqnowgroup.com/ and the discount will be calculated directly on payments

    • Global Concierge Service

  • Enjoy a premium lifestyle anywhere around the world with the help of Visa Concierge Service including travel information, arrangements and reservation assistance, in addition to bookings at premium restaurants, entertainment events, shopping information and gift arrangements and delivery and many other attractive services.

    • Luxurious lifestyle and collection of luxury hotels

  • Enjoy best offers and promotions provided by Visa Signature Card from Banque Saudi Fransi and relish every moment with pleasure from spa retreats, hotel stays and other luxurious experiences. Also, a group of exclusive deals for a handpicked selection of +900 finest hotels around the world, with your Visa Signature Card from Banque Saudi Fransi, you can enjoy attractive discounts and offers.
    • Attractive offers and discounts

  • You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment and much more.
    • Travel Insurance

  • When using your Visa Signature Card from Banque Saudi Fransi to pay for your travel expenses, you will receive a complimentary travel insurance policy for the respective trip, which can be used for visa application purposes as evidence of travel insurance.
    • Extended Warranty

  • Your Visa Signature from Banque Saudi Fransi provides an extended warranty up to 12 months in addition to the manufacturer warranty on items purchased using the card. 
    • Purchase Protection

  • Your Visa Signature Card from Banque Saudi Fransi provides a purchase protection on items purchased using the card. 
    • Fraudulent Card Misuse Protection

  • All Visa Signature cards are protected against fraudulent or unauthorized card usage by unrelated third parties.
    • Instant Cash

  • Instant cash withdrawal up to 30% of your credit limit from any ATM worldwide.
    • SADAD & MOI utility bill payment

  • For your convenience and flexibility, you may pay all your SADAD & MOI utility bills using Banque Saudi Fransi Credit Card.
    • Chip-and-PIN card safety feature

  • The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions.
    • Secure online shopping - supported by 3D secure (verified by visa)

  • You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (verified by visa) security feature
    • mada Pay service

  • mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely.
    • Apple Pay Service

  • Apple Pay is a mobile payment service that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Apple devices by simply adding their cards into Apple Wallet safely and securely.
    • SMS notification for each transaction

  • Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection.
    • Customer service around the clock 

  • Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas).
    • Visa Global & Local Merchant Offers

    Please visit Visa Offers and Perks
    • Money Back on Digital Entertainment

  • 50% value on card not present transactions capped at USD 5 per month - (Cable, Radio, Television Streaming Services) Visa - Banque Saudi Fransi
Additional Information
Eligibility and Required Documents:
  • Current account with Banque Saudi Fransi
  • Age: Minimum 18 years, Maximum 60 years for non-priority clients
  • A signed copy of ID
  • Salary certificate Letter & Payslip
  • Last 3 months account statement reflecting salary (if salary not assigned)
  • Commercial registration (only for self-employed)
  • Company certificate (only for self-employed)
  • Copy of last 6 months bank statement (only for self-employed)
  • A complete and signed application and terms and conditions
  • Apply through your nearest branch
  • For supplementary cards: a signed copy of the user’s ID
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