Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Emirates NBD - Platinum Credit Card Emirates NBD - Platinum Credit Card Minimum Salary: SAR 12,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: SAR 300 Rate: 2.2%
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
At present, you can't apply for this product via But don't worry, by filling in the form below we'll help you find other options that you can apply for!
Some required information is not valid
Enjoy the Benefits of a Privileged Lifestyle

All the privileges and advantages you need, live life to the fullest with your globally accepted card. Get the lifestyle you deserve along with all the special offers and rewards that are carefully selected for you.

  • Up to 1% Cashback
  • Installment Plans*
  • Contactless Atheer Payment

Plus Points
Get rewarded on all your spends

Earn Plus Points and redeem them through call center toll free number 800 754 7777 or through Emirates NBD online banking.

Earn 1 Plus Point for every 1 Riyal spend*

*Applicable on all spends except for SADAD, cash withdrawals / quasi cash transactions, wallet payments (based on merchant category code assigned by schemes)

Redeeming Plus Points

 You can easily and instantly redeem your plus points through Emirates NBD toll free number 800 754 7777 or through Emirates NBD online banking.

 Your plus points balance will appear on your credit card section at Emirates NBD online banking.


Get the best offers and deals with our Cards

From electronics, jewellery, home décor, travel & entertainment & many more.

  • Food
  • Entertainment
  • Shopping

Financial & Security Benefits

We have got you covered wherever you go

  • Dial A Cheque
  • Installment Payment Plans
  • Purchase Protection
  • Bill Payments

Assistance Services Always by your side

  • SMS Alerts
  • 24 Hour Assistance
  • Online Access

UAE Offers

We bring the best UAE has to offer

Being one of the largest regional banks, we also have exclusive offers for our customers when they travel to the UAE for business or leisure; be it restaurants, family entertainment or health clubs and spas.

  • Bon Appétit: An exclusive dining experience
  • GoodTimes: Open up a world of unique experiences
  • LiveWell: Find the healthier you, inside and out

Additional Benefits
Platinum Plus Credit card brings you a host of additional benefits

  • Dragon Dining: access to over 200 airport restaurant offers globally
  • YQ Meet & assist: Card holders are eligible for discounts up to 15% on services
  • Get an 8% discount on hotel stay bookings
  • Receive up to an additional 12% off your booking
  • Entertainer: Buy one get one free offers & discounts
  • Dragon Pass: access to 25 airport lounges around the world

Disclosure Schedule

CardAPRAnnual Interest RateMonthly Minimum Payment %Months to PayoffBalanceAnnual Fee
Platinum66.22%26.4%5%727,000 SAR 300
  • APR is subject to change depending on the card’s credit limit and outstanding balance.
  • Bank reserves the right to change fee and rates at any time with appropriate notice to customers.
  • Product tiers (Platinum or Infinite) and the Credit Limit assigned to customer is subject to Bank's internal policies and review of customer's credit report
  • Interest-Free Days
  • Flexible Payment Options
  • Instant Cash
  • Credit Shield
  • The Emirates NBD Credit Card Installment Plan
  • 24-Hour Assistance
  • Online Access
  • SADAD utility payment via Credit Card
  • SMS Alerts
  • Chip Card
  • Rewards
  • Emergency Medical and Legal Referral Service
  • Emergency Cash and Card Replacement
  • Purchase Protection
  • Extended Warranty
  • Privileges and Offers
  • Mobile Banking
Representative Example
If you spend SAR 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.