|Minimum Salary||Salary Transfer||Islamic Finance||Cashback||Annual Fee||Rate|
|Emirates NBD - Platinum Credit Card||Minimum Salary: SAR 12,000||Salary Transfer: No||Islamic Finance: No||Cashback: No||Annual Fee: SAR 300||Rate: 2.2%|
- Interest-Free Days
- Flexible Payment Options
- Instant Cash
- Credit Shield
- The Emirates NBD Credit Card Installment Plan
- 24-Hour Assistance
- Online Access
- SADAD utility payment via Credit Card
- SMS Alerts
- Chip Card
- Emergency Medical and Legal Referral Service
- Emergency Cash and Card Replacement
- Purchase Protection
- Extended Warranty
- Privileges and Offers
- Mobile Banking
Representative ExampleIf you spend SAR 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.