Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Nayifat - Classic- Low Limit card Nayifat - Classic- Low Limit card Minimum Salary: SAR 0 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: SAR 60 Rate: 2.99%
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Operating in Saudi Arabia since 2002, Nayifat has been a pioneer in providing consumers & SMEs in the Kingdom with innovative Sharia Compliant financing solutions which cater to ever-changing customer needs.
Nayifat is one of the first finance companies to be licensed by Saudi Central Bank to perform financing activities including:

1.    Consumer Finance
2.    Credit Card Finance
3.    SME finance
4.    Finance lease
5.    Peer to Peer Lending

  • Credit Limit 10 SAR.
  • EMV Chip and PIN Secured.
  • Safer Substitute to Cash.
  • Monthly Secured E-statement.
  • Contactless Cards.
  • Secure Online Shopping (3D secure).
  • SMS, E-MAIL notification of transactions.
  • Worldwide recognition.
  • Sharia Compliance.
  • ATM Balance Enquiry.
  • On Time SADAD Payment.
  • No late Payment Fee.
  • Hassle Free Card replacement (In case of lost or stolen).
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