|Minimum Salary||Salary Transfer||Islamic Finance||Cashback||Annual Fee||Rate|
|Nayifat - Gold Credit card||Minimum Salary: SAR 4,000||Salary Transfer: No||Islamic Finance: Yes||Cashback: No||Annual Fee: SAR 350||Rate: 2.99%|
Operating in Saudi Arabia since 2002, Nayifat has been a pioneer in providing consumers & SMEs in the Kingdom with innovative Sharia Compliant financing solutions which cater to ever-changing customer needs.
Nayifat is one of the first finance companies to be licensed by Saudi Central Bank to perform financing activities including:
1. Consumer Finance
2. Credit Card Finance
3. SME finance
4. Finance lease
5. Peer to Peer Lending
- Max Credit Limit 50,000 SAR.
- No annual fee if customers use 50% of the limit and pay minimum dues on time.
- Free First Supplementary Card.
- Worldwide recognition.
- Sharia Compliance.
- EMV Chip and PIN Secured.
- Safer Substitute to Cash.
- Monthly Secured E-statement.
- Contactless Cards.
- Secure Online Shopping (3D secure).
- SMS, E-MAIL notification of transactions.
- Flexible payment terms.
- On Time SADAD Payment.
- Hassle Free Card replacement (In case of lost or stolen).
- Special Discount Offers.