Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Nayifat - Rewards Credit card Nayifat - Rewards Credit card Minimum Salary: SAR 4,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: SAR 250 Rate: 2.99%
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Operating in Saudi Arabia since 2002, Nayifat has been a pioneer in providing consumers & SMEs in the Kingdom with innovative Sharia Compliant financing solutions which cater to ever-changing customer needs.
Nayifat is one of the first finance companies to be licensed by Saudi Central Bank to perform financing activities including:

1.    Consumer Finance
2.    Credit Card Finance
3.    SME finance
4.    Finance lease
5.    Peer to Peer Lending

  • Max Credit Limit 17,500 SAR.
  • No annual fee if customers use 50% of the limit and pay minimum dues on time.
  • Free First Supplementary Card.
  • Worldwide recognition.
  • Sharia Compliance.
  • EMV Chip and PIN Secured.
  • Safer Substitute to Cash.
  • Monthly Secured E-statement.
  • Contactless Cards.
  • Secure Online Shopping (3D secure).
  • SMS, E-MAIL notification of transactions.
  • ATM Balance Enquiry.
  • Flexible payment terms.
  • On Time SADAD Payment.
  • Hassle Free Card replacement (In case of lost or stolen).
  • Special Discount Offers.
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