Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Nayifat - Rewards Credit card Nayifat - Rewards Credit card Minimum Salary: SAR 4,000 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: SAR 250 Rate: 2.99%
Apply Online Now
Fill in your details below and a product advisor will call you back with more details.
Some required information is not valid

Operating in Saudi Arabia since 2002, Nayifat has been a pioneer in providing consumers & SMEs in the Kingdom with innovative Sharia Compliant financing solutions which cater to ever-changing customer needs.
Nayifat is one of the first finance companies to be licensed by Saudi Central Bank to perform financing activities including:

1.    Consumer Finance
2.    Credit Card Finance
3.    SME finance
4.    Finance lease
5.    Peer to Peer Lending

  • Max Credit Limit 17,500 SAR.
  • No annual fee if customers use 50% of the limit and pay minimum dues on time.
  • Free First Supplementary Card.
  • Worldwide recognition.
  • Sharia Compliance.
  • EMV Chip and PIN Secured.
  • Safer Substitute to Cash.
  • Monthly Secured E-statement.
  • Contactless Cards.
  • Secure Online Shopping (3D secure).
  • SMS, E-MAIL notification of transactions.
  • ATM Balance Enquiry.
  • Flexible payment terms.
  • On Time SADAD Payment.
  • Hassle Free Card replacement (In case of lost or stolen).
  • Special Discount Offers.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Al Rajhi Bank - Al Fursan Card
Minimum Salary
National Commercial Bank - Platinum MasterCard Credit Card
Minimum Salary
SAR 2,500