Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
The Saudi Investment Bank - Platinum Visa Card The Saudi Investment Bank - Platinum Visa Card Minimum Salary: SAR 0 Salary Transfer: No Islamic Finance: Yes Cashback: Yes Annual Fee: SAR 400 Rate: 1.9%
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A card reserved for those who seek a world of privileges and special attention to enjoy the luxuries of life and comfort. Visa Platinum Credit Card from The Saudi Investment Bank offers many exclusive services, convenience and a wide variety of offers designed to complement your lifestyle. Whether you are travelling, shopping, hosting dinner or even renovating your home, Visa Platinum Credit Card from The Saudi Investment Bank is your ideal solution.


Full Digital Experience
Start enjoying the benefits of your SAIB Credit Card by activating it via “Flexx Touch” mobile application.

Contactless Payment Service
Pay your purchases safely and easily by swiping your card on POS devices with Contactless Payment Service.

Apple Pay
dd your SAIB cards to Apple Pay and enjoy secured and fast payments

Financial and Security Benefits:

Easy Payment Plan - 0% Profit Rate
Buy now and pay later with SAIB Easy Payment Plan program! 

Purchase Protection*
Shop with ease of mind. With Purchase Protection, your purchases are insured in case of loss, accidental damage or theft. 

Extended Warranty*
doubles the warranty period offered by the merchant for up to 1 year.

Travel and Lifestyle Benefit:

Global Airport Lounge Access
Enjoy access to 25 luxurious airport lounges through DragonPass membership
No registration is required to activate the lounge benefit for your Visa Platinum Card

Meet and Assist Service at Airports*
Enjoy discounts of up to 15% off retail rates at over 450 destinations globally by 

The Entertainer
using your Visa Platinum credit card to treat yourself to exclusive 2-for-1 deals on food and entertainment in addition to over 5,000 travel discounts. 

4 Months FREE with Anghami
Subscribe to Anghami Plus with your Visa Platinum credit card, and enjoy up to 4 months for free for the first year!
Subscribe from here with your Visa Platinum credit card, and get one month free for every 2-month subscription.

Jumeirah Offers
Up to 25% off stays at the following Jumeirah properties:

Madinat Jumeirah
Jumeirah Royal Saray
Jumeirah Messilah Beach Hotel
Jumeirah Port Soller Hotel & Spa
Jumeirah Frankfurt
Grosvenor House Suites by Jumeirah Living
Jumeirah Lowndes Hotel
Capri Palace Jumeirah

Visa Luxury Hotels Collection
VLHC includes over 900 intriguing and prestigious properties, providing a premium collection of benefits specially designed to offer an unparalleled experience.


Best available rate
Automatic Room Upgrade upon arrival
Complimentary in-room Wi-Fi
Complimentary breakfast daily
$25 USD food or beverage credit
VIP guest status
3PM check out (upon request)

Enjoy special offers at over 200 airport restaurants globally. 

  • Shariah-compliant
  • Globally accepted
  • Free supplementary cards for all your family members
  • Global airport lounge access
  • Offers at a collection of luxury hotels and restaurants
  • Instant cash
  • SADAD utility bill payment
  • Easy Payment Plan- 0% profit rate
  • Avail of “Aseel” program discounts
  • WooW points for every transaction
  • Chip-and-PIN card safety feature
  • Online access to view your card account
  • SMS notification for each transaction
  • Extended Warranty*
  • Purchase Protection*
  • Meet and Assist service at airports*
  • A replacement card wherever you are
  • Customer service around the clock
Additional Information
Eligibility Criteria
  • Customer’s age must range between 18-65 years
  • Customer must have an account with SAIB
  • Customer must be employed, self-employed, retired, or average balance accountholders

Documents required
  • Filled and signed Credit Card Application form
  • A valid National ID for Saudis and passport for Expatriates
  • Salary certificate
  • 3-month bank statement
  • Copy of ID for potential supplementary cardholder
  • Valid commercial registration for self-employed along with 12-month bank statement
Representative Example
If you spend SAR 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.