Make everyday shopping more rewarding with the Samba Panda Alkhair Credit Card, the first Shariah-approved co-branded reward card for supermarkets and grocery retail outlets in the Kingdom. It combines all the world class features of a Samba Alkhair credit card, the best way to pay, plus special shopping rewards from Panda, the Kingdom's largest supermarket chain. Earn points every time you use it at Panda and HyperPanda stores or at any other shop anywhere in the world, redeemable for discounts and free shopping at Panda and HyperPanda stores.

• Earn two (2) points for every SR.100 spent at Panda and HyperPanda stores or one (1) point for purchases anywhere else (1 Point = 1 Saudi Riyal).
• Accepted at most shops and ATMs in the kingdom and around the world.
• Flexible Payment Options
• You can withdraw instant cash within your cash advance limit from any Samba branch or ATM in Saudi Arabia and over most participating ATMs, banks, and financial institutions worldwide.
• Worldwide recognition
• Access to Airport Lounges
• Utility Bill Payment: First in the Kingdom!
• Get a cash advance or make any purchase on your Samba Credit Card and convert it into extended monthly installments.
• 0% Taqseet Program
• Get up to four supplementary cards for family members over 18 years old for free.
• Samba offers a convenient back-up card that works just like your primary card, but comes with a lower limit that you can set yourself
• Convenient Payment Methods

If you spend SAR 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).