Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Samba - Ready / Under Construction Villas Samba - Ready / Under Construction Villas Minimum Salary: SAR 5,000 Salary Transfer: Yes Early Settlement Fees: Yes Maximum Term: 30 Years Flat Rate: 5.33 Reducing Rate: 0.0
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  • Approved by the Shariah Supervisory Board.
  • Finance up to SR 5 million.
  • Finance up to 85% of the property value (Villa).
  • Repayment period up to 30 years.
  • No guarantor required.
  • An option of joint ownership with a first-degree relative to get a higher finance amount.
  • You can repay earlier than the tenure you have availed.
  • Fixed profit rate.
  • With Bayt Al-Khair your profit rate will never change during the entire tenure of the finance and therefore your monthly installment will never change.
  • In case of death or permanent total Medical disability, God forbid, all outstanding amounts will be considered paid subject to terms and conditions of insurance policy.
  • Free Takaful property insurance.
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