Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
meem - Non Salary Transfer Personal Finance meem - Non Salary Transfer Personal Finance Minimum Salary: SAR 3,000 Salary Transfer: No Islamic Finance: No Maximum Term: 5 Years Flat Rate: 5.0% Reducing Rate: -
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No Salary Transfer

Further flexibility and competitive rates for meem Personal finance without Salary Transfer.


meem Personal Finance just got easier with Personal Finance available with no salary transfer required
  • Sharia Compliant
  • 100% digital product
  • e-Promissory and e-Signature validation available
  • Financing up to SAR 500,000
  • Automated and quick process to ensure fast disbursement of finance
  • Competitive profit rates
  • Flexible repayment period of up to 60 months
  • Saudi and Expats
  • Minimum age 21
  • Maximum age 65
  • Male and Female
  • Married and Non-married
  • Government and Private sectors
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
Riyad Bank - Tawarruq
Minimum Salary
SAR 3000
Flat Rate