| Minimum Salary | Salary Transfer | Islamic Finance | Cashback | Annual Fee | Rate | |
|---|---|---|---|---|---|---|
BLC Bank - Standard USD Visa
|
Minimum Salary: USD 0 | Salary Transfer: No | Islamic Finance: No | Cashback: Yes | Annual Fee: USD 72 | Rate: 1.5% |
Features:
- Worldwide payment gateways
- 24/7 customer support
- No maximum daily spending limit for POS transactions
- Safe and Secure
- Easy card management through ebank
BLC Bank Visa card is a secured credit card that provides you with worldwide shopping convenience, instant cash access, and banking flexibility.
- Direct settlement of payment through eBank
- Global payment gateways
- Cashback (0.5%) and points Rewards
- Discounts and special offers
- SMS notification service for $1 / month
- Up to 25% off MEA tickets if bought through BLC Bank (call 1510)
- Free travel insurance for immediate family members if tickets bought with BLC Bank credit card
- 24-hour assistance for lost/stolen card reporting and access to account information. Call +961 1 396 000 or 1510
SPENDING AND WITHDRAWAL LIMITS
- BLC Bank Credit Cards have no daily spending limit on POS. You can shop as much as you like, provided you do not exceed your overall credit limit.
- BLC Bank Credit Cards' withdrawal limit goes up to $1,000/day (can go up to full limit exceptionally)
Offers
- Every $100 spent on your BLC Bank Credit Card will get you a chance to win $1,000 every week!
Additional Information
Rates and Fees:- Monthly fees: $6, free for Sigma account holders
- Monthly Interest: 1.5% POS, 1.75% ATM
- Replacement Fees: $10
- Supplementary Card monthly fees: $3
- Transactions fees: Free on POS, 3% on BLC Bank and FransaBank ATM cash withdrawal, 4% on other ATM cash withdrawals (minimum $2.5)
Required Documents:
- Copy of your national ID
- If employed, a recent & original employment certificate confirming the date of employment,
- position held & salary (authenticated by the bank)
- If self-employed, a copy of the commercial circular & a declaration of income
- Proof of residence
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
