Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
Banque Libano Française - Car Replacement Offer Banque Libano Française - Car Replacement Offer Minimum Salary: USD 800 Salary Transfer: Yes Early Settlement Fees: - Maximum Term: 5 Years Flat Rate: 3.87% Reducing Rate: 6.96%
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Renew your car while you are still settling your Car Loan bills at BLF without the hassle of waiting for your current loan to expire.

  • possibility to renew your existing car while still settling your current BLF Car Loan,
  • required down payment:
    • 15% for new cars
    • 25% for two-year-old used cars or less
    • 30% for more than two-year-old used cars
  • interest rates: fixed and to be determined according to the model of the car subject of the loan
  • loan period:
    • up to 5 years for new cars
    • up to 4 years for used cars (5 years only for medium and high-range cars, with a minimum of 5,000 km mileage per year and up to 2-year-old manufactured cars)
  • 50% discount on file fees
  • exemption from the 0.5% penalty applied on the early settlements of the former loan
  • no proof of income if the Car Replacement Offer is requested during the first repayment year of the initial Car Loan
  • nationality: Lebanese,
  • age: 21 - 64 (at loan submission),
  • occupation: the applicant should be:
    • an employee with a steady job and income for more than 18 months,
    • a self-employed with a minimum 3-year work experience in the same field,
  • minimum required monthly income:
    • LBP 1,200,000 or the counter value for employees or the counter value,
    • LBP 2,500,000 or the counter value for self-employed or the counter value,
  • monthly payment: maximum 33% of the monthly income for employees and self-employed

Representative example:

If you borrow USD 10,000 over 3 years at a Representative APR of 4.6% fixed and an annual interest rate of 4.6% you would pay:

Payment per month – USD 297.50 | Total charge for credit – USD 710 | Total amount you repay – USD 10,710

Please note, the actual rate applied to your loan will depend on your circumstances.

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator