Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
Fencia Bank - New Car loan Fencia Bank - New Car loan Minimum Salary: USD 800 Salary Transfer: Early Settlement Fees: - Maximum Term: 4 Years Flat Rate: 4.25% Reducing Rate: -
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Eligible applicants

  • Lebanese resident
  • Employed or self employed  with a steady income 
  • Min income 800$ 


  • Your proof of identity
  • An authenticated proof of income
  • A residence proof or the latest electricity or telephone bill
  • The car complete details


  • Car  mortgage,
  • Life Insurance 
  • Car insurance(First 2 years all risk,second 2 years total loss) 
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator