Benefits:
- Worldwide Acceptance
- Accident & Health Coverage
- Travel Inconvenience Insurance
- Purchase Protection & Extended Warranty
- Concierge Services
- Free Airport Lounges Access / LoungeKey
- BMLoyalty Program
- Discount with Merchants
- Year-End Statement Summary
- Free SMS and Email Notification
- E-Statement
- Flexible Payment Methods
- 24/7 Helpdesk Assistance
General Condition
3 years
Monthly Due Payment
5%, 10%, 25%, 50%, 100%
(Min USD 50)
Monthly Interest Rate
POS: 1.75%
Cash: 2.00%
Maximum Limit
Between USD 10,000 & USD 25,000
Annual Fee
USD 200
Supplementary Card
USD 100
Cash Transaction Fee
Local (CSC): 1.5% minimum USD 3
Local (non-CSC):
1.5% minimum USD 5
Abroad: 2% minimum USD 7
Grace Period
Up to 40 days
** Calculator Definitions
Amount:
The total amount of money borrowed, also referred to as the principal amount.
Rate (%):
This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years:
This is the original term or length of the product, stated in years.
Effective Monthly Payment:
This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%):
The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.