Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
SGBL - Bonifika Classic SGBL - Bonifika Classic Minimum Salary: USD 0 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: USD 0 Rate: 0%
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A card that completes your whims

 With the international credit card, Bonifika pays off for your purchases at leisure. Classic or Gold, choose the monthly amount you wish to pay and get multiple benefits.

Classic or Gold, two cards to fulfill your wishes

  • With Bonifika Classic or Gold USD credit card make your purchases today and pay later
  • Choose your monthly payment adapted to your repayment capacities: 5%, 10%, 25% or 50% of the total amount of your purchases while taking advantage of a grace period up to 40 days

  • Various insurance coverage
    • During travels:
      • -Hospitalization up to USD 50,000
      • -Compensation for flight delay, loss, damage, and delay of luggage
    • Overdrafts coverage:
      • -Life insurance program subscribed with SGBL Insurance covering death from all causes and/or accidental disability up to USD 100,000

      • More info
    • Get a free monthly card statement
    • Subscribe to SMS SecuSpend for immediate tracking of your card transactions
    • Check your card transactions 24/7 through our remote banking services: eSGBL online banking and SGBL mobile app
    • Take advantage of our loyalty program Super Rewards to collect points (Bonifika Classic: 1$ spent = 1 point accumulated / Bonifika Gold: 1$ spent = 1.25 points accumulated) and redeem them for anything, anytime, anywhere in the world
    • Ask for Bonifika special rates with the Galaxie account
    • Bonifika Classic is charged at USD 60 and Bonifika Gold at USD 80 per year

    ** Calculator Definitions
    Amount: The total amount of money borrowed, also referred to as the principal amount.
    Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
    Years: This is the original term or length of the product, stated in years.
    Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
    Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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