Home Insurance

Why You Need It

It’s hard to think in a place like the UAE with all it’ measures for safety, that home insurance is a priority.  It may seem like you don’t need it, considering how safe most people feel here. However, accidents do happen and we cannot predict what’s coming. So, having your home protected will save you from the unnecessary stress and worry down the road.

Types of Protection

Fire Precaution

Maybe the most frequent accidents we do see happening are fires.  The famous incidents of The Address Downtown catching fire during New Years Eve in addition to Torch Tower are just some examples.  These situations do happen and having your home and belonging insured can make all the difference.  It can mean the difference between having a place to sleep if some accident were to happen or not.

Damage to Building

As cloud seeding and a changing climate bring more severe rain storms to the region protecting your house from damage is fast becoming another priority.  Leaks can destroy your belongings, the structure of the house, as well as bring mold, all these things will cost a lot of money to repair or replace and that’s why being covered counts.

Theft

Lastly theft, as rare as it is in the UAE, can still happen.  Having your belongings insured just gives you peace of mind.

All these scenarios can happen and taking the risk of not being insured is not worth it because home insurance is relatively affordable in the UAE.  Premium for a 2 bedroom apartment, ranges from Dh600 to Dh800 for coverage of average total content value of Dh75,000.  These numbers vary depending on what valuables you are insuring and your home, but it is worth having a deeper look.

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