
Driving in Dubai comes with responsibilities—and costs. But if you’re a safe driver, you could be missing out on one of the best-kept secrets of car insurance savings: the no-claims discount (NCD).
Here’s how it works, and why checking options on YallaCompare can help you maximize your savings.
1. What Is a No-Claims Discount?
An NCD is a reward from insurers for every year you drive without making a claim. The longer you stay accident-free, the bigger your discount.
2. How Much Can You Save?
In Dubai, no-claims discounts can slash premiums by 10% to 30% or more, depending on your driving record and insurer.
3. Transferring Discounts
Switching insurers? Many providers allow you to transfer your accumulated NCD—so you don’t lose your hard-earned benefits. YallaCompare helps you see which companies honor your history.
4. Why Claims History Matters
Even a single claim can reduce your NCD. That’s why it’s worth comparing policies to find ones with flexible terms, like protection for small claims.
5. Compare, Don’t Assume
Not all insurers calculate NCD the same way. By using YallaCompare, you can compare side-by-side which providers give you the best reward for your clean driving record.
If you’ve been driving safely in Dubai, don’t leave money on the table. Use YallaCompare to find the insurer that values your no-claims history the most—and enjoy lower premiums today.