Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
National Commercial Bank - Lease Finance National Commercial Bank - Lease Finance Minimum Salary: SAR 2,500 Salary Transfer: Yes Early Settlement Fees: - Maximum Term: 5 Years Flat Rate: 7.1% Reducing Rate: 1.15%
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  • Achiever Salary Accountholders, Achiever Current Accountholders, Vibe Savings Accountholders, Flash Digital Bank Accountholders and Anagi Women's Savings Accountholders will receive a 0.25% reduction from the standard interest rate applicable for Leasing.
  • Employees who earn a salary above Rs. 200,000/- and Professionals will receive a 0.50% reduction from the standard interest rate applicable for Leasing. 
  • Financing up to 70% of the value of the asset.
  • Tailor made repayment plans to suit your income patterns.
  • Expert guidance from professionals.

Features & Benefits:
  • You will receive the best Lease rentals and flexible payment options.
  • We will tailor make our lease packages to suit your need.
  • Hassle free documentation and quick approvals.
  • You will also receive expert guidance from professionals regarding your facility and special insurance packages.
  • Special arrangements to pay insurance premium.


Employed (Payroll)
  • Any person over the age of 18 years who wish to acquire an asset and has the capability to repay is eligible to apply for a lease.
  • Brand new, reconditioned or registered vehicles.
  • Brand new or used equipment, machinery or appliances up to 7 years from the date of manufacture.
Required Documents: 
  • Car Price Quotation
  • Copy of Valid ID/Iqama
  • Copy of Valid Driver's License
  • Employment Letter
  • Bank Statement of last 3 months

Self Employed:
  • Minimum Salary: SAR 10,000
  • Minimum Years on the job: 6 month
  • Customer Age: 24  years
Required Documents:
  • Car Price Quotation
  • Copy of valid ID/Iqama
  • Copy of valid Driver's License
  • Copy of valid Commercial Certificate
  • Bank Statement of last 3 months

  • Minimum Salary: SAR 3,000
  • Customer Age: 70  years
Required Documents:
  • Invoice or quotation from suppliers.
  • An assessment report for used or re conditioned vehicles and equipment.
  • If the salary / income is being credited to another bank, statements for the past 6 months of the account to which the salary  / income is credited.
  • Documents detailing salary / income or other income sources to establish repayment ability.
  • Supporting documents for any additional securities you may wish to submit.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
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