Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Al Rajhi Bank- Personal and Home in one package Al Rajhi Bank- Personal and Home in one package Minimum Salary: SAR 5,000 Salary Transfer: Yes Early Settlement Fees: Yes Maximum Term: 5 Years Flat Rate: 0.5 Reducing Rate: 4.01
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Now, you can get the financing of personal and home in one package at the same time to finance the purchase of a house or apartment and get sufficient financing to achieve your dreams or fulfill your other obligations.

Home is where the heart is

It is a Murabaha financing that allows the customer to purchase a property, whether from one of the projects of the Ministry of Housing or a ready-made unit from the market, The product is available for REDF customers and alrajhi bank customers.

  • Financing period of up to 25 years.
  • Shariah compliant financing
  • financing amount up to SAR 5 Million
  • Financing up to the age of 70
  • Competitive and fixed profit margin throughout the financing period
  • Available for salary and Non-salary transferred customers
  • Available for approved and un-approved employers
  • “ waiver/exemption of outstanding finance amount in the event of death or disability”
  • Flexible installment feature
  • Quick and instant approvals
  • Grace Period up to 3 Months
  • Co- Borrower concept only for Non REDF customers
  • Shariaa compliant Finance period is upto 20 years Unlimited finance amount depending on customer profile. Get personal and home finance at the same time.
Documents Required
  • Completed application forms for personal and home finances
  • Copy of National IDSalary Certificate
  • Sale agreement for a property intended to purchase
  • A copy of the title deed of the seller
  • Location map of the homeA copy of the building permission
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
Samba - Ready / Under Construction Villas
Minimum Salary
SAR 5,000
Reducing Rate