Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
Al Rajhi Bank- Personal and Home in one package Al Rajhi Bank- Personal and Home in one package Minimum Salary: SAR 5,000 Salary Transfer: Yes Early Settlement Fees: Yes Maximum Term: 5 Years Flat Rate: 2.23% Reducing Rate: 4.01%
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Now, you can get the financing of personal and home in one package at the same time to finance the purchase of a house or apartment and get sufficient financing to achieve your dreams or fulfill your other obligations.
  • Shariaa compliant Finance period is upto 20 years Unlimited finance amount depending on customer profile. Get personal and home finance at the same time.
Documents Required
  • Completed application forms for personal and home finances
  • Copy of National IDSalary Certificate
  • Sale agreement for a property intended to purchase
  • A copy of the title deed of the seller
  • Location map of the homeA copy of the building permission
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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