Minimum Balance Required Annual Return Features
Alinma Bank - Saving Account Alinma Bank - Saving Account Minimum Balance Required: SAR 0 Annual Return: 3% Features: Islamic Finance
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Care today…for a better tomorrow

To help you save and plan for the future, we at Alinma Bank introduce Alinma Savings Account In more than one of the package featuring flexibility that meets the needs of our clients. Our aim is to help you fulfill your personal goals in a Sharia-compliant manner and in line with our values of transparency and innovation.

Features & Benefits:
  • Start your savings by one riyal with Higher annual returns of up to 3%* when increasing the balance  (limited time offer).
  • Open A Free Saving Account.
  • Flexible withdrawals and deposits (as per package terms).
  • Ability to open Saving Accounts via Alinma App.
  • Ability to track account details through account statements, at Alinma Self Service.
  • Secure monthly dividends.
  • The return elasticity and its increase if the balance increasing and decreasing it if the balance decreasing.
  • A minimum balance must be maintained throughout the investment period. This balance is eligible to be added to the investment fund and to receive dividends according to package terms.
  • Possible of subscribe with Instant Savings via Alinma App.
*Minimum balance is as per the package terms

  • All Alinma Bank partners are eligible

Required Documents:
  • Open a current account with Alinma Bank
  • Present a valid identification card
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.