Minimum Balance Annual Fee Internet Banking Features
 KIB Current Account KIB Current Account Minimum Balance: KWD 0 Annual Fee: KWD 0 Internet Banking: No Features: Islamic Banking, Free Cheque Book, Multiple Currencies, No Salary Transfer, Current Account, Deposit Multiple Currencies, Vouchers Card, Islamic Finance
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This is the ideal and the most convenient type of account primarily meant for individuals and businesses who need to conduct numerous banking transactions daily. It can be opened in Kuwaiti Dinar or any other major foreign currency

KIB Current Account Features:
  • Cheque Book
  • Free Visa Debit card for use in 950,000+ ATMs worldwide including KNet and POS
  • Eligible to apply for Al Moyassira Visa Cards and Al Momayaza Visa Cards
  • No minimum deposit to open an account
  • No minimum balance to be maintained
  • Available in Kuwaiti Dinar and other major foreign currencies
  • No limitation on the number of withdrawals
  • Enjoy special offers and discounts through Al Dawli Mall scheme
  • Murabaha financing facilities available
  • Access to “Al Dawli Weyak” : 24/7 Customer Service Center
  • Access to “Al Dawli Online” Service to transfer funds, balance enquiry and check activity
  • SMS Banking service : for anytime anywhere balance enquiry and funds transfer
  • Free monthly Account Statement
  • Document Required: Copy of Original valid Civil ID
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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