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Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
ABK Auto Loan ABK Auto Loan Minimum Salary: KWD 300 Salary Transfer: Yes Early Settlement Fees: - Maximum Term: 5 Years Flat Rate: 2.78% Reducing Rate: 5.0%
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ABK now offers you the best solution to finance your car purchase with the ABK Auto Loan.

Benefits of the ABK Auto Loan:
  • Borrow up to 15 times your salary to a maximum of KWD 15,000
  • Loan repayment is over a period of maximum 5 years
  • Instant approval (If the loan is within bank lending policy)
  • Loan offered to Kuwaitis and Expatriates
  • Loan offered to ABK customers and to customers whose salaries are not transferred to ABK (via standing order)
Representative Example:

If you borrow KWD 10,000 over 3 years at a Representative APR of 4.6% fixed and an annual interest rate of 4.6% you would pay:

Payment per month – KWD 297.50 | Total charge for credit – KWD 710 | Total amount you repay – KWD 10,710

Please note, the actual rate applied to your loan will depend on your circumstances.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
Gulf Bank - Auto Loan
Minimum Salary
KWD 300
Flat Rate
3.0%
Boubyan Bank Auto Finance
Minimum Salary
KWD 500
Flat Rate
2.2%
AUB Al Motahid Auto Financing
Minimum Salary
KWD 400
Flat Rate
3.0%
Warba Bank Vehicle Finance
Minimum Salary
KWD 400
Flat Rate
3.0%