Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
AUB - Gold Credit Card AUB - Gold Credit Card Minimum Salary: KWD 0 Salary Transfer: No Islamic Finance: Yes Cashback: No Annual Fee: KWD 78 Rate: 0%
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Gold (1,000 KD to 1,500 KD)
Al-Motahid credit card is accepted across the globe and can even be used for cash advances at ATMs. Al-Motahid credit cards come in different types and limits with the option to choose between the full repayments or the flexible option of paying.

Against Collateral Requirements:
  • Valid Civil ID
  • AML(Anti Money Laundry)
  • Letter of Lean
  • AUB Account
Against Salary Requirements:
  • Valid Civil ID
  • AUB Account
  • AML(Anti Money Laundry)
  • Salary Certificate
  • Continuation of Salary
  • Pearls Instant Discounts
  • Pearl Points Program
  • No Minimum Balance charges
  • Smart Chip Security Ensured
  • 3D Secure Service
  • Takaful Travel Insurance
  • Emergency Medical Insurance
  • 50% Discounted annual fees for credit card against Al-Hassad or a deposit
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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