Minimum Balance Annual Fee Internet Banking Features
 NBK - Current Account NBK - Current Account Minimum Balance: KWD 500 Annual Fee: KWD 0 Internet Banking: No Features: Multiple Currencies
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Minimum stress, maximum value. Enjoy flexibility and simple solutions for your day-to-day banking needs, no matter what your lifestyle.

NBK Current Account Features:
  • Minimum opening balance is KWD 500
  • No minimum balance is required
  • To open a Current Account you must be 21 years old and above
  • Free Visa Electron ATM Debit card
  • Access over 650,000 Visa Electron ATM machines globally
  • Free Online Banking and easy access to Telebanking
  • 24/7 accessible Phone banking service
  • Subscribe to SMS Banking
  • NBK allows you to choose the currency you wish to bank in from KWD, US Dollar, Pound Sterling or Euro
  • Enjoy the convenience of NBK Online Banking for viewing and managing your account
  • Subscription to NBK SMS available
  • A simple approval will allow you to have a cheque book
  • Overdraft facilities are available, at a charge of 0.5% per month on the overdrawn amount
  • Enjoy the benefits of a free Visa Electron ATM card that gives you access to over 650,000 global Visa Electron ATM machines
  • If there is no activity on your account for 1 year, the account will go into a dormant status. If there is no activity on the account for 5 years or more, the account will go to unclaimed status
  • A KD 2 monthly fee will be charged to dormant and unclaimed accounts. You may visit any branch and reactivate your dormant and unclaimed account, a fee of KD 5 will be charged for all reactivations
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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