Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
ABK Consumer loan ABK Consumer loan Minimum Salary: KWD 300 Salary Transfer: No Islamic Finance: No Maximum Term: 5 Years Flat Rate: 2.78% Reducing Rate: 5.0%
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The Consumer loan lets you live your life the way you want. Apply now, and whether you'd like a new car, or even a boat, the Consumer loan is your key to a brighter future.

ABK Consumer loan Features:
  • Borrow up to fifteen times your monthly salary, to a limit of KD 15,000
  • Maximum repayment terms of five years
  • Available for both Kuwaiti citizens and expatriate residents
  • Fixed interest rates with fixed installments
Representative example:

If you borrow KWD 10,000 over 3 years at a Representative APR of 4.6% fixed and an annual interest rate of 4.6% you would pay:

Payment per month – KWD 297.50 | Total charge for credit – KWD 710 | Total amount you repay – KWD 10,710

Please note, the actual rate applied to your loan will depend on your circumstances
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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