Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
HSBC Premier Personal Loan HSBC Premier Personal Loan Minimum Salary: OMR 300 Salary Transfer: No Islamic Finance: No Maximum Term: 10 Years Flat Rate: 4.6% Reducing Rate: 8.28%
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Our personal loan stands for your personal dreams being boosted with enough financial power so that they can become a reality. So whatever your dream is, you talk to us and we walk with you until it becomes a beautiful reality.

#WhyWait to take the trip of a lifetime

HSBC Personal Loans starting from 4.6% p.a.1 with no insurance required. When you’re ready to explore the world, nothing should hold you back. The only hard decision is where to go first.

  • Loan is disbursed before your first salary transfer
  • No insurance is needed
  • Higher loan amounts of up to OMR 80,000
  • You have the opportunity to waiver your loan repayment twice per year during Eid
  • Loan buy-out facility
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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