|Minimum Salary||Salary Transfer||Islamic Finance||Cashback||Annual Fee||Rate|
|Bank Dhofar - Mastercard Gold||Minimum Salary: OMR 500||Salary Transfer: No||Islamic Finance: Yes||Cashback: No||Annual Fee: OMR 50||Rate: 1.5%|
Upgrade to higher benefits with BankDhofar Gold Credit Card. Make your strong credit work for you and enjoy the recognition, protection and advantages; no matter where you go.
- Primary card limit: OMR 500
- Supplementary card limit: it has the same limit as the primary card. However, the holder may define a separate limit for the secondary card as long as it does not exceed that of the primary card
- Annual fee of OMR 50 for the primary card and OMR 35 for the secondary
- Comes with a free travel insurance cover while travelling to a maximum of $ 100,000
- Against salary transfers or against cash deposit
- Minimum Salary OMR 500 and above
- Customer’s employer to be within BankDhofar’s approved List 1 and List 2
- If the client does not work for company within BankDhofar approved list, he/she must provide a third party guarantee to apply for Credit Card or place a fixed deposit against 90% of limit of the card (Minimum FD OMR 1000)
Representative ExampleIf you spend OMR 1,200 at a purchase interest rate of 18.9% (variable) your representative APR will be 18.9% (variable).
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.