Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
HSBC Oman - Home Loan HSBC Oman - Home Loan Minimum Salary: OMR 500 Salary Transfer: No Early Settlement Fees: No Maximum Term: 25 Years Flat Rate: 5.0 Reducing Rate: 0.0
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Home is where the heart is. But before the heart can get there the heart must conceive and dream it. That is why our house loans are tailored to make your dream home become a real home.
  • A small monthly salary minimum of just OMR 500 only
  • Get cash of up to 80% the cost of the property
  • You can transfer your existing mortgage or apply for a fresh one
  • Repayment period of 25 years
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
Oman Arab Bank - Al Dar Housing Loan
Minimum Salary
OMR 500
Reducing Rate
Ahli Bank - My Home
Minimum Salary
OMR 300
Reducing Rate