Minimum Salary Salary Transfer Islamic Finance Maximum Term Flat Rate Reducing Rate
National Bank of Oman - Al Manzil Home Loan National Bank of Oman - Al Manzil Home Loan Minimum Salary: OMR 300 Salary Transfer: No Early Settlement Fees: No Maximum Term: 25 Years Flat Rate: 3.95 Reducing Rate: 0.0
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Purchasing your first home has never been easier. You can now be a proud homeowner with National Bank of Oman’s Al Manzel Home Loans. Our loans are available for residential end-use. Approved home loans can be used to finance the purchase of your new home, build your dream home from the ground up, refurbish an old property or buyout and refinance a property. At National Bank of Oman, not only do we make the dream home of your choice a possibility, our unbeatable benefits offered have made us the leading home loan provider in Oman.
  • Purchase of residential plots.
  • Purchase of ready residential properties.
  • Construction or maintenance of residential properties.
  • Buyout of housing loans from other banks or employers.
  • Purchase of properties within bank-approved integrated tourism projects and developments.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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